38 Willow Loop, Newland, NC 28657 Property Records

Avery County property record for 38 Willow Loop, Newland, NC 28657

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 3 ba · 3,261 sqft · built 2004
Owner	Individual Name on File
Last Sale	$470,000 (Feb 2022)
Tax Bill	$1,731 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`77163`

Property Details

APN / Parcel Number

Primary APN	`77163`
Alternative APN	`18440509497400000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,261 sqft Heated Area
Attic Area	918 sqft
Basement Area	1,479 sqft
Finished Basement	783 sqft
Unfinished Basement	696 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Porch	Enclosed Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Coal

Location & Zoning

Account Number	77163
Street Address	38 WILLOW LOOP
City	NEWLAND
State	NC
Zip	28657
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LH LAUREL HILLS 367 PLAT 5-76
Legal Subdivision	LH LAUREL HILLS
Jurisdiction	AVERY NC
Township / Civil Division	PINEOLA
Census Block Group	3
Census Block	3061
Census Tract	930200

Owner

Source: Avery County records · APN 77163

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3330 LAND HBR, NEWLAND, NC 28657-7949
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 08, 2022 · Amount on Record
Deed Sale	Feb 08, 2022 · Amount on Record
Prior Sale	Sep 14, 2016 · Amount on Record
Deed Document Number	0000573469
Deed Book / Page	573 / 469
Record Updated	Jun 08, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Feb 08, 2022
Property Address	38 WILLOW LOOP, NEWLAND, NC 28657
Document Number	0000000881
Book / Page	573 / 469
Instrument Date	Feb 03, 2022
Instrument	2022000881
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	483 CARLTON CT SW, 483, OCEAN ISLE BEACH, NC 28469-6142

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 MOGUL RD, BANNER ELK, NC 28604-8642

Mortgage

Document Number	0000573471
Date	Feb 08, 2022
Instrument	573/471

Lender

Name	LIFESTORE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Avery County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,731.00	$432,900 (-) Land $40,000 Building $392,900	$432,900 (-) Land $40,000 Building $392,900
2023	$1,731.00	$432,900 (-) Land $40,000 Building $392,900	$432,900 (-) Land $40,000 Building $392,900
2022	$1,731.00	$432,900 Land $40,000 Building $392,900	$432,900 Land $40,000 Building $392,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Avery County (37011C), updated January 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370119302003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	116 (1989–2024)
Claims Outside the SFHA	22 of 116
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 49 claims Hurricane Ivan, Sep 2004 · 22 claims Tropical Storm Frances, Sep 2004 · 19 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 293 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile USA.

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