38 Williams St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 38 Williams St, Ayer, MA 01432 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1996
Square Footage	910 sqft Living Area
Lot Size	7,405 sqft (0.17 acres)
Occupancy	Owner Occupied
Last Sale	$151,500 (2000)
Tax Bill	$4,386.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`AYER M:027 B:0000 L:0167`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	910 sqft Living Area
Gross Area	1,893 sqft Gross Area
1st Floor Area	540 sqft 1st Floor
Basement Area	858 sqft Basement
Unfinished Basement	429 sqft Unfinished
Stories	1 Story

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	38 WILLIAMS ST
City	AYER
State	MA
Zip	01432-1348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	167
Jurisdiction	AYER MA
Township / Civil Division	AYER
Census Block Group	3
Census Block	3001
Census Tract	325102

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:027 B:0000 L:0167

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 WILLIAMS ST, AYER, MA 01432-1348
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 28, 2000 · Amount on Record
Deed Sale	Apr 28, 2000 · Amount on Record
Prior Sale	Dec 08, 1992 · Amount on Record
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	38 WILLIAMS ST, AYER, MA 01432-1348
Document Number	69081-22
Instrument Date	Mar 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	69081-22
Date	Mar 31, 2017
Book Page	069081/000022
Instrument	47383

Lender

Name	NATIONS LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,386.00 (+12.75%)	$366,700 (+17.08%) Land $134,400 Building $232,300	$385,795 (+4.77%)
2024			$368,220
2023	$3,890.00	$313,200 Land $125,600 Building $187,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.