38 William St, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 38 William St, Basking Ridge, NJ 07920

Property Summary

Property TypeSingle Family Home
Details2,169 sqft · built 1962
Lot Size0.54 acres (23,522 sqft)
Owner2 Individual Names on File
Last Sale$630,000 (Aug 2007)
Tax Bill$13,772 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN02-01307-0000-00014

Property Details

APN / Parcel Number

Primary APN02-01307-0000-00014
Alternative APN
  • 0200053000000013

Interior

Total Rooms8 Rooms
Stories1 Story
Building Area2,169 sqft Living Area
1st Floor Area2,169 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Lot Area23,522 sqft (0.54 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number0200053000000013
Street Address38 WILLIAM ST
CityBASKING RIDGE
StateNJ
Zip07920-1759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal DescriptionADDITIONAL LOTS: 28-3 2-48
Legal SubdivisionMORAINE CREST LAND CO
Legal Block1307
Legal Lot Number14
JurisdictionSOMERSET NJ
Township / Civil DivisionBERNARDS
Census Block Group3
Census Block3030
Census Tract52400

Owner

38 William St is owned and occupied by two individuals who bought it in August 2007.

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address38 WILLIAM ST, BASKING RIDGE, NJ 07920-1759
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2007 · Amount on File
Deed SaleAug 30, 2007 · Amount on File
Deed Document Number200751647
Deed Book / Page6062 / 3025
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address38 WILLIAM ST, BASKING RIDGE, NJ 07920-1759
Transaction TypeMortgage
Record UpdatedSep 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 WILLIAM ST, BASKING RIDGE, NJ 07920-1759

Mortgage

Document Number0000054872
DateSep 13, 2021
Book Page7381/3270
Instrument2021054872
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueSep 1, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 38 William St was $13,772, up 8.5% from the year before.

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionBernards Township
Unified School DistrictBernards Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$867,700 (+6.35%) Land $395,800 Building $471,900$867,700 (+6.35%) Land $395,800 Building $471,900
2025$13,772.00 (+8.53%)$815,900 Land $385,800 Building $430,100$815,900 Land $385,800 Building $430,100
2024$12,689.00
2023$664,200 Land $360,800 Building $303,400$664,200 Land $360,800 Building $303,400
2022$12,584.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 William St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims12 (1996–2021)
Claims Outside the SFHA6 of 12
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims
  • Severe Storms And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 William St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Optimum.

Nearby Properties on William St

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