38 Whittier St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 38 Whittier St, Springfield, MA 01108

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,160 sqft · built 2007
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,306 (2026)
Deeds & Mortgages	May 2026 Mortgage Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:12255 P:0008`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:12255 P:0008`
Alternative APN	`122550008`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,160 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	122550008
Street Address	38 WHITTIER ST
City	SPRINGFIELD
State	MA
Zip	01108-2433
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3000
Census Tract	802601

Owner

38 Whittier St, a duplex, is owned and occupied by two individuals who acquired it in August 2023.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 WHITTIER ST, SPRINGFIELD, MA 01108-2433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING
Aug 10, 2023	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2023
Deed Sale	Aug 10, 2023
Prior Sale	Mar 5, 2010 · Amount on File
Deed Document Number	202337215
Deed Book / Page	25111 / 265
Prior Transfer Date	Jul 27, 2023
Prior Transfer Doc	025111-265
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	May 4, 2026
Property Address	38 WHITTIER ST, SPRINGFIELD, MA 01108-2433
Document Number	0000019384
Book / Page	26316 / 423
Instrument Date	Apr 21, 2026
Instrument	202619384
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 WHITTIER ST, SPRINGFIELD, MA 01108-2433

Mortgage

Document Number	026316-423,
Date	May 4, 2026
Book Page	26316/423
Instrument	202619384

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 10, 2023
Property Address	38 WHITTIER ST, SPRINGFIELD, MA 01108-2433
Document Number	025111-265
Book / Page	25111 / 265
Instrument Date	Jul 27, 2023
Instrument	37215
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 WHITTIER ST, SPRINGFIELD, MA 01108-2433

Mortgage

Document Number	025111-267
Date	Aug 10, 2023
Book Page	25111/267
Instrument	37216

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 38 Whittier St was $5,306, down 4.3% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,306.00 (-4.33%)	$343,200 (-2.97%) Land $50,600 Building $292,600	$384,484
2025	$5,546.00	$353,700 Land $36,800 Building $316,900
2023	$5,137.00	$301,300 Land $35,100 Building $266,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Whittier St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 38 Whittier St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 906 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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