38 Whitman St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 38 Whitman St, Chicopee, MA 01013

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,276 sqft · built 1920
Lot Size	0.159 acres (6,944 sqft)
Owner	Individual Name on Record
Last Sale	$441,000 (Sep 2026)
Tax Bill	$5,212 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`581-00005`

Property Details

APN / Parcel Number

Primary APN	`581-00005`
Alternative APN	`CHIC M:0581 P:00005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,276 sqft Living Area
Gross Area	4,841 sqft
1st Floor Area	1,153 sqft
Attic	Attic
Attic Area	1,129 sqft
Basement Area	1,153 sqft
Unfinished Basement	1,153 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,944 sqft (0.159 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	581-00005
Street Address	38 WHITMAN ST
City	CHICOPEE
State	MA
Zip	01013-2336
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	5
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1008
Census Tract	811101

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	62 BANCROFT ST, SPRINGFIELD, MA 01107-1957
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Quit Claim Deed, Transfer · FHA Mortgage NEW FEDERAL MORTGAGE
Jan 22, 2020	Deed of Trust, Mortgage FREEDOM CU
Apr 12, 2018	Foreclosure · Commercial Mortgage MONSON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2026 · Amount on Record
Deed Sale	Sep 21, 2026 · Amount on Record
Prior Sale	Apr 12, 2018 · Amount on Record
Deed Document Number	202646247
Deed Book / Page	26519 / 410
Prior Transfer Date	Sep 18, 2026
Prior Transfer Doc	0000046247
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Sep 21, 2026
Property Address	38 WHITMAN ST, CHICOPEE, MA 01013-2336
Document Number	0000046247
Book / Page	26519 / 410
Instrument Date	Sep 18, 2026
Instrument	202646247
Transaction Type	Transfer
Record Updated	Oct 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 BANCROFT ST, SPRINGFIELD, MA 01107-1957

Mortgage

Date	Sep 21, 2026

Lender

Name	NEW FEDERAL MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	38 WHITMAN ST, CHICOPEE, MA 01013-2336
Document Number	23058-169
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12 HANNOUSH DR WEST SPRINGFIELD MA 010894467, WEST SPRINGFIELD, MA 01089-4467

Mortgage

Document Number	23058-169
Date	Jan 24, 2020
Book Page	023058/000169
Instrument	4172

Lender

Name	FREEDOM CU

Agreement

Amount	Amount Recorded

April 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	CHICOPEE MA
Recording Date	Apr 12, 2018
Property Address	38 WHITMAN ST, CHICOPEE, MA 01013-2336
Document Number	022127-258
Book / Page	22127 / 258
Instrument	18784
Transaction Type	Foreclosure
Record Updated	Jun 24, 2022

Transaction

Amount	Amount Recorded
Tax	$32.35
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 WHITMAN ST, CHICOPEE, MA 01013-2336

Mortgage

Document Number	0221270270
Date	Apr 12, 2018
Instrument	22127/0270

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,212.00 (+9.87%)	$342,000 (+9.3%) Land $93,600 Building $248,400	$410,329
2025	$4,744.00 (+5.68%)	$312,900 (+2.89%) Land $85,800 Building $227,100
2024	$4,489.00 (+7.01%)	$304,100 (+9.82%) Land $84,100 Building $220,000
2023	$4,195.00	$276,900 Land $76,500 Building $200,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Xfinity.

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