Merrimack County and Concord City property record for 38 West St, #40, Concord, NH 03301
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 3,287 sqft · built 1880 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $517,000 (Jan 2025) |
| Tax Bill | $10,261 (2025) |
| Deeds & Mortgages | Apr 2022 Refinance Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:29 B:1 L:3 |
| Primary APN | M:29 B:1 L:3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 13 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,287 sqft Living Area |
| Gross Area | 7,312 sqft |
| 1st Floor Area | 2,084 sqft |
| Attic | Attic |
| Attic Area | 1,664 sqft |
| Basement Area | 1,664 sqft |
| Unfinished Basement | 1,664 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 38 WEST ST, 40 |
|---|---|
| City | CONCORD |
| State | NH |
| Zip | 03301-3553 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RD |
| Legal Block | 132 |
| Legal Lot Number | 3 |
| Jurisdiction | CONCORD CITY NH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 32200 |
Source: Merrimack County and Concord City records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 WEST ST, 40, CONCORD, NH 03301-3553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 1, 2022 | Warranty Deed, Transfer · Stand-Alone Refinance BEACH PARK PARTNERS LLC |
| Jun 20, 2019 | Deed of Trust, Mortgage · Conventional with PMI ST MARYS BK |
| May 26, 2017 | Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2025 · Amount on Record |
| Deed Sale | Jan 10, 2025 · Amount on Record |
| Prior Sale | May 26, 2017 · Amount on Record |
| Deed Document Number | 2025202500000495 |
| Deed Book / Page | 3879 / 978 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Apr 1, 2022 |
| Property Address | 38-40 WEST ST, CONCORD, NH 03301 |
| Document Number | 0000006522 |
| Book / Page | 3787 / 548 |
| Instrument Date | Feb 16, 2022 |
| Instrument | 202200006522 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 WEST ST # 40, 40, CONCORD, NH 03301-3553 |
| Document Number | 0000006523 |
|---|---|
| Date | Apr 1, 2022 |
| Book Page | 3787/551 |
| Instrument | 202200006523 |
| Name | BEACH PARK PARTNERS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 38-40 WEST ST, CONCORD, NH 03301 |
| Document Number | 0036351558 |
| Instrument Date | Jun 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 WEST ST CONCORD NH 033013553, CONCORD, NH 03301-3553 |
| Document Number | 0036351558 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 003635/001558 |
| Instrument | 10440 |
| Name | ST MARYS BK |
|---|---|
| Type | Bank |
| Address | MANCHESTER, NH 03103 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | May 26, 2017 |
| Property Address | 38-40 WEST ST, CONCORD, NH 03301 |
| Document Number | 0035570158 |
| Book / Page | 003557 / 000158 |
| Instrument Date | May 26, 2017 |
| Instrument | 9227 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,840.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9 SHAKER RD CONCORD NH 033016909, CONCORD, NH 03301-6909 |
| Document Number | 35570160 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 003557/000160 |
| Instrument | 9228 |
| Name | RESIDENTIAL MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH PORTLAND, ME 04106 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2047 |
Source: Merrimack County and Concord City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Concord City |
| Unified School District | Concord School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,261.00 (+7.98%) | $352,500 (-0.37%) Land $90,000 Building $262,500 |
| 2023 | $9,503.00 (+3.74%) | $353,800 (-) Land $90,000 Building $263,800 |
| 2022 | $9,160.00 | $353,800 Land $90,000 Building $263,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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