38 Wavecrest Dr, Mastic Beach, NY 11951 Property Records

Suffolk County and Brookhaven Town property record for 38 Wavecrest Dr, Mastic Beach, NY 11951

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Aug 2018)
Tax Bill	$6,677 (2024)
Deeds & Mortgages	Dec 2021 Refinance Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0200-975.00-10.00-012.000`

Property Details

APN / Parcel Number

Primary APN	`0200-975.00-10.00-012.000`
Alternative APNs	`472289 975.00-10-012.000` `0209013000400012000` `00004000700` `4000700`

Exterior

Lot Area	7,841 sqft (0.18 acres)
View / Lot	Waterfront

Location & Zoning

Account Number	4000700
Street Address	38 WAVECREST DR
City	MASTIC BEACH
State	NY
Zip	11951-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5001
Legal Lot Number	12
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	2
Census Block	2012
Census Tract	159515

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Floyd, William, House listed 1980 · 11 contributing resources · NRIS 71000066

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 WAVECREST DR, MASTIC BEACH, NY 11951-1512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROUNDPOINT MORTGAGE CO
Aug 24, 2018	Grant Deed, Transfer · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2018 · Amount on Record
Deed Sale	Aug 24, 2018 · Amount on Record
Deed Book / Page	12975 / 354
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	38 WAVECREST DR, MASTIC BEACH, NY 11951-1512
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233580517
Date	Dec 17, 2021
Book Page	23358/517
Instrument	DM053310

Lender

Name	ROUNDPOINT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2051

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Aug 24, 2018
Property Address	38 WAVECREST DR, MASTIC BEACH, NY 11951-1512
Document Number	0129750354
Book / Page	012975 / 000354
Instrument Date	Aug 2, 2018
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	60 STACKYARD DR MASTIC BEACH NY 119511406, MASTIC BEACH, NY 11951-1406

Mortgage

Document Number	229530778
Date	Aug 24, 2018
Book Page	022953/000778

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	175 PINELAWN RD # 400, MELVILLE, NY 11747-3180

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

Mortgage

Document Number	229530779,
Date	Aug 24, 2018
Book Page	022953/000779

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	175 PINELAWN RD # 400, MELVILLE, NY 11747-3180

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	William Floyd Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,600 (-) Land $100 Building $1,500	$333,333 (+11,149.85%) Land $18,868 Building $283,019
2024	$6,677.00
2023		$1,600 Land $100 Building $1,500	$2,963 Land $185 Building $2,778

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Nearby Flood Policies	58 in force
Nearby Flood Claims	17 (2011–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Dec 2024
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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