38 Watertown Rd, Berlin, MD 21811 Property Records

Worcester County property record for 38 Watertown Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,210 sqft · built 2007
Lot Size	0.176 acres (7,675 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,719 (2026)
Deeds & Mortgages	Sep 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`03-065138`

Property Details

APN / Parcel Number

Primary APN	`03-065138`
Alternative APN	`065138`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,210 sqft Total Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,675 sqft (0.176 acres)
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	322 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	261 sqft
Deck Area	152 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	065138
Street Address	38 WATERTOWN RD
City	BERLIN
State	MD
Zip	21811-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT C-11-354 7675 SQ FT WATERTOWN RD PL OCEAN PINES SEC 11
Legal Subdivision	OCEAN PINES
Legal Lot Number	354
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1011
Census Tract	951102

Owner

38 Watertown Rd is held in a trust since August 2020.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5400 VANTAGE POINT RD, 113, COLUMBIA, MD 21044-2639
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 13, 2020
Transfer Doc	0077630008
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 4, 2020
Property Address	38 WATERTOWN RD, OCEAN PINES, MD 21811-1716
Document Number	0077630008
Book / Page	007763 / 000008
Instrument Date	Aug 13, 2020
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5400 VANTAGE POINT RD #113 COLUMBIA MD 210442639, 113, COLUMBIA, MD 21044-2639

Tax Assessment & Valuation

The 2026 property tax bill for 38 Watertown Rd was $5,719, up 8.6% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,719.00 (+8.6%)	$619,667 (+8.61%)	$668,800 (-) Land $177,000 Building $491,800
2025	$5,266.00	$570,533	$668,800 Land $177,000 Building $491,800
2023	$4,738.00	$495,167	$521,400 Land $177,000 Building $344,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Watertown Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Watertown Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50