Lincoln County property record for 38 Waterfront Rd, Troy, MT 59935
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,664 sqft · built 1990 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $789 (2026) |
| APN | R567103 |
| Primary APN | R567103 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 832 sqft |
| 2nd Floor Area | 832 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,627 sqft (0.221 acres) |
| Lot Dimensions | 153 ft deep x 63 ft wide |
| Deck Area | 20 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000006462 |
|---|---|
| Street Address | 38 WATERFRONT RD |
| City | TROY |
| State | MT |
| Zip | 59935-9747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KOOTENAI VISTA, S27, T32 N, R34 W, BLOCK 1, LOT 2 |
| Legal Range | 34W |
| Legal Township | 32N |
| Legal Section | 27 |
| Legal Subdivision | KOOTENAI VISTA |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4102 |
| Census Tract | 500 |
38 Waterfront Rd is owned and occupied by an individual.
Source: Lincoln County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 WATERFRONT RD, TROY, MT 59935-9747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 38 Waterfront Rd was $789 with a homeowner's exemption.
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Elementary School District | Troy Elementary School District (PK - 08) |
| Secondary School District | Troy High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $789.00 Homeowner's exemption | $519,900 | |
| 2025 | $519,900 Land $211,320 Building $308,580 | ||
| 2023 | $2,351.00 | $432,500 | $432,500 Land $127,928 Building $304,572 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 38 Waterfront Rd; 5 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Waterfront Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 66% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| E.L. Internet Northwest Fixed Wireless | 30 / 7 |
| Ziply Fiber DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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