Montgomery County property record for 38 Waterford Bend, Spring, TX 77381
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 5,503 sqft · built 1994 |
| Lot Size | 0.383 acres (16,694 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $562,500 (Jul 2019) |
| Tax Bill | $21,407 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9722-44-00700 |
| Primary APN | 9722-44-00700 |
|---|---|
| Alternative APN |
|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 23 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,503 sqft Living Area |
| Gross Area | 6,458 sqft |
| 1st Floor Area | 3,698 sqft |
| 2nd Floor Area | 1,805 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 16,694 sqft (0.383 acres) |
| Garage Type | Attached |
| Garage Area | 955 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 787 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 38 WATERFORD BND |
|---|---|
| City | SPRING |
| State | TX |
| Zip | 77381-6611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 |
| Legal Description | WDLNDS VIL COCHRANS CR 44, BLOCK 1, LOT 7 |
| Legal Subdivision | WDLNDS VIL COCHRANS CR 44 |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 690900 |
38 Waterford Bend is owned and occupied by two individuals who bought it in July 2019.
Source: Montgomery County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 WATERFORD BND, SPRING, TX 77381-6611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 3, 2019 | Vendor's Lien, Transfer · Conventional Mortgage US BANK NA |
| Sep 6, 2018 | Deed of Trust, Transfer QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2019 · Amount on File |
| Deed Sale | Jul 3, 2019 · Amount on File |
| Prior Sale | Sep 7, 2018 · Amount on File |
| Deed Document Number | 201958390 |
| Prior Transfer Date | Jun 19, 2019 |
| Prior Transfer Doc | 0000058390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Jul 3, 2019 |
| Property Address | 38 WATERFORD BND, SPRING, TX 77381-6611 |
| Document Number | 0000058390 |
| Map Reference | CAB G SH 100A |
| Instrument Date | Jun 19, 2019 |
| Instrument | 2019058390 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | NAT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17224 EAGLE CANYON WAY, 17224, SAN DIEGO, CA 92127-8839 |
| Name | Verified Name |
|---|---|
| Address | 38 WATERFORD BND, SPRING, TX 77381-6611 |
| Document Number | 0000058391 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 2019058391 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 38 WATERFORD BND, SPRING, TX 77381-6611 |
| Document Number | 0000087717 |
| Instrument Date | Sep 6, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 WATERFORD BND SPRING TX 773816611, SPRING, TX 77381-6611 |
| Document Number | 0000087717 |
|---|---|
| Date | Sep 7, 2018 |
| Instrument | 87717 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 6, 2048 |
The 2025 property tax bill for 38 Waterford Bend was $21,407 with a homeowner's exemption, down 5.1% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,369,000 (-0.61%) Land $200,000 Building $1,169,000 | $1,369,000 (-0.61%) Land $200,000 Building $1,169,000 | |
| 2025 | $21,407.00 (-5.14%) Homeowner's exemption | $1,377,362 (-2.2%) Land $200,000 Building $1,177,362 | $1,377,362 (-2.2%) Land $200,000 Building $1,177,362 |
| 2024 | $22,567.00 (-17.63%) Homeowner's exemption | $1,408,346 (-14.65%) Land $200,000 Building $1,208,346 | $1,408,346 (-14.65%) Land $200,000 Building $1,208,346 |
| 2023 | $27,398.00 | $1,650,000 Land $200,000 Building $1,450,000 | $1,650,000 Land $200,000 Building $1,450,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Waterford Bend in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 163 policies |
| Nearby Flood Policies | 163 in force |
| Nearby Flood Claims | 12 (2001–2017) |
| Claims Outside the SFHA | 11 of 12 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Waterford Bend is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY MUD 67 serves 16,821 people · EPA ID TX1700554 |
|---|---|
| Water Source | Purchased surface water from SJRA THE WOODLANDS |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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