38 Water Fall Way, Cranston, RI 02921 Property Records

Cranston City property record for 38 Water Fall Way, Cranston, RI 02921

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,984 sqft · built 1995
Lot Size	0.246 acres (10,695 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Feb 2024)
Tax Bill	$5,870 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`M:22=1 L:2 U:57`

Property Details

APN / Parcel Number

Primary APN	`M:22=1 L:2 U:57`
Alternative APNs	`CRAN M:22-1 L:2 U:57` `17187686` `1130058`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,984 sqft Living Area
Gross Area	3,694 sqft
1st Floor Area	1,204 sqft
Basement Area	764 sqft
Unfinished Basement	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,695 sqft (0.246 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1130058
Street Address	38 WATER FALL WAY
City	CRANSTON
State	RI
Zip	02921-1240
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A80
Legal Lot Number	2
Jurisdiction	CRANSTON RI
Township / Civil Division	CRANSTON
Census Block Group	1
Census Block	1064
Census Tract	14600

Owner

Source: Cranston City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 WATER FALL WAY, CRANSTON, RI 02921-1240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVIGANT CREDIT UNION
Apr 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2024 · Amount on Record
Deed Sale	Feb 12, 2024 · Amount on Record
Prior Sale	Apr 8, 2021 · Amount on Record
Deed Book / Page	6753 / 291
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRANSTON RI
Recording Date	Feb 12, 2024
Property Address	38 WATER FALL WAY, CRANSTON, RI 02921-1240
Document Number	006753-291
Book / Page	6753 / 291
Instrument Date	Feb 9, 2024
Instrument	11220
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011230
Date	Feb 12, 2024
Instrument	11230

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRANSTON RI
Recording Date	Apr 8, 2021
Property Address	38 WATER FALL WAY, CRANSTON, RI 02921-1240
Document Number	6217-53
Book / Page	6217 / 53
Instrument Date	Mar 30, 2021
Instrument	59060
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 WATER FALL WAY # 57, 57, CRANSTON, RI 02921-1240

Tax Assessment & Valuation

Source: Cranston City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Cranston City
Unified School District	Cranston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,870.00 (-8.52%)	$422,900 (+24.57%) Land $146,000 Building $276,900	$609,223
2023	$6,417.00 (+2.12%)	$339,500 (-) Land $104,400 Building $235,100
2022	$6,284.00	$339,500 Land $104,400 Building $235,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	75 (1978–2024)
Claims Outside the SFHA	8 of 75
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims Severe Storms And Flooding, Mar 2010 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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