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38 Washington St, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 38 Washington St, Peru, NY 12972 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,144 sqft · built 2005
Lot Size0.725 acres (31,600 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Mar 2020)
Tax Bill$3,270 (2025)
Deeds & MortgagesNov 2020 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN094000 279.2-4-14

Property Details

APN / Parcel Number

Primary APN094000 279.2-4-14
Alternative APN
  • 400027900200040140000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,144 sqft Living Area
1st Floor Area1,064 sqft
2nd Floor Area1,080 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area31,600 sqft (0.725 acres)
Lot Dimensions263 ft deep x 120 ft wide
Garage TypeAttached
Garage Area936 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area180 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address38 WASHINGTON ST
CityPERU
StateNY
Zip12972-2728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 ORCHARD VIEW
Legal Block4
Legal Lot Number14.000
JurisdictionCLINTON NY
Township / Civil DivisionPERU
Census Block Group2
Census Block2010
Census Tract101901

Owner

Source: Clinton County and Peru Town records · APN 094000 279.2-4-14

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address38 WASHINGTON ST, PERU, NY 12972-2728
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2020Deed of Trust, Mortgage · VA Mortgage
FEDERAL SVGS BK
Mar 05, 2020Warranty Deed, Transfer · VA Mortgage
MLB RESID'L LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 05, 2020 · Amount on Record
Deed SaleMar 05, 2020 · Amount on Record
Prior SaleNov 07, 2005 · Amount on Record
Deed Document Number2020306534
Record UpdatedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address38 WASHINGTON ST, PERU, NY 12972-2728
Document Number0000312416
Instrument DateNov 18, 2020
Transaction TypeMortgage
Record UpdatedJan 05, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address38 WASHINGTON ST PERU NY 129722728, PERU, NY 12972-2728

Mortgage

Document Number0000312416
DateDec 17, 2020
Instrument312416
Lender
NameFEDERAL SVGS BK
TypeFederal Savings Bank
AddressCHICAGO, IL 60607
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 16, 2050

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLINTON NY
Recording DateMar 05, 2020
Property Address38 WASHINGTON ST, PERU, NY 12972-2728
Document Number0000306534
Instrument DateFeb 25, 2020
Instrument306534
Transaction TypeTransfer
Record UpdatedApr 10, 2020
Title CompanyCENTENNIAL ABSTRACT, CENTENNIAL ABS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,140.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12 BROAD ST CHURUBUSCO NY 129232328, CHURUBUSCO, NY 12923-2328

Mortgage

Document Number306535
DateMar 05, 2020
Instrument306535
Lender
NameMLB RESID'L LNDG
AddressSPRINGFIELD, NJ 07081
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 04, 2050

Tax Assessment & Valuation

Source: Clinton County and Peru Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
County SubdivisionPeru Town
Unified School DistrictPeru Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,270.00$382,700 (+6.99%) Land $48,300 Building $334,400$382,700 (+6.99%) Land $48,300 Building $334,400
2023$357,700 Land $42,900 Building $314,800$357,700 Land $42,900 Building $314,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (36019C), updated June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360191019012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 93 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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