38 Washington Rd, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 38 Washington Rd, Schenectady, NY 12302

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,365 sqft · built 1913
Lot Size	0.137 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Sep 2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422201 39.21-3-18`

Property Details

APN / Parcel Number

Primary APN	`422201 39.21-3-18`
Alternative APNs	`220103902100030180000000` `A13204`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,365 sqft Living Area
1st Floor Area	780 sqft
Upper Floors Area	585 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	A13204
Street Address	38 WASHINGTON RD
City	SCHENECTADY
State	NY
Zip	12302-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	H.V.MYNDERSE L55 HLG
Legal Block	3
Legal Lot Number	18.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	GLENVILLE
Census Block Group	4
Census Block	4008
Census Tract	32200

Owner

Source: Schenectady County and Glenville Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 WASHINGTON RD, SCHENECTADY, NY 12302-2413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Warranty Deed, Transfer · Conventional Mortgage BROADVIEW FCU
Jun 27, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 3, 2018	Warranty Deed, Transfer · Conventional Mortgage SUNMARK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Jun 27, 2022 · Amount on Record
Deed Document Number	202522364
Deed Book / Page	2157 / 223
Last Transfer Date	Jan 13, 2026
Transfer Doc	0000002256
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 19, 2025
Property Address	38 WASHINGTON RD, SCHENECTADY, NY 12302-2413
Document Number	0000022364
Instrument Date	Sep 2, 2025
Instrument	202522364
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 WASHINGTON RD, SCOTIA, NY 12302-2413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 MAIN ST, RAVENA, NY 12143-1709

Mortgage

Document Number	0000022365
Date	Sep 19, 2025
Instrument	202522365

Lender

Name	BROADVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 27, 2022
Property Address	38 WASHINGTON RD, SCHENECTADY, NY 12302-2413
Document Number	0000033746
Book / Page	2087 / 345
Instrument Date	Jun 17, 2022
Instrument	202233746
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 WASHINGTON RD, GLENVILLE, NY 12302-2413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 HY VUE CT, NEWBURGH, NY 12550-1812

Mortgage

Document Number	0000033747
Date	Jun 27, 2022
Instrument	202233747

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 3, 2018
Property Address	38 WASHINGTON RD, SCHENECTADY, NY 12302-2413
Document Number	0000000488
Book / Page	1978 / 899
Instrument Date	Dec 29, 2017
Instrument	201800488
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 WASHINGTON RD, 38, SCOTIA, NY 12302-2413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 RIVERWALK WAY, COHOES, NY 12047-3335

Mortgage

Document Number	0000000489
Date	Jan 3, 2018
Instrument	201800489

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Glenville Town
Municipality	Scotia Village
Unified School District	Scotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$144,400 (-) Land $20,200 Building $124,200	$262,545 (+10.91%) Land $36,727 Building $225,818
2024	$144,400 (-) Land $20,200 Building $124,200	$236,721 (+11.48%) Land $33,115 Building $203,606
2023	$144,400 Land $20,200 Building $124,200	$212,353 Land $29,706 Building $182,647

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	25 (1996–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 18 claims Severe Storms And Flooding, Jun 2006 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTIA VILLAGE WATER WORKS serves 12,800 people · EPA ID NY4600071
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Jan 2021
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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