38 Warren St, Charleston, SC 29403 Property Records

Charleston County property record for 38 Warren St, Charleston, SC 29403

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,106 sqft · built 2005
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$1,065,000 (Oct 2014)
Tax Bill	$5,028 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`460-16-01-005`

Property Details

APN / Parcel Number

Primary APN	`460-16-01-005`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,106 sqft Living Area
1st Floor Area	1,053 sqft
Upper Floors Area	1,053 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Multi-Family
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	146 ft deep x 70 ft wide

Exterior Amenities

Porch	Slab
Porch Area	702 sqft
Deck Area	330 sqft
Patio Area	660 sqft
Shed	1 Shed
Shed Area	40 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	38 WARREN ST
City	CHARLESTON
State	SC
Zip	29403-6154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -36 38 40 WARREN DESCRIPTION -38 WARREN SITE NAME -NEXT TO 0042
Legal Subdivision	PROPERTY OF JOHN STANFORD COUSSONS
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1015
Census Tract	700

Owner

38 Warren St is owned and occupied by an individual who bought it in October 2014.

Source: Charleston County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	38 WARREN ST, CHARLESTON, SC 29403-6154
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2014 · Amount on File
Deed Sale	Oct 21, 2014 · Amount on File
Prior Sale	Feb 3, 2012 · Amount on File
Deed Book / Page	435 / 918
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	38 WARREN ST, CHARLESTON, SC 29403-6154
Document Number	0864/0157
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WARREN ST CHARLESTON SC 294036154, CHARLESTON, SC 29403-6154

Mortgage

Document Number	0864/0157
Date	Mar 4, 2020
Book Page	000864/000157

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 38 Warren St was $5,028, up 9.4% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,028.00 (+9.45%)	$1,035,517 (+2,774.84%) Land $504,342 Building $531,175	$1,871,000 Land $704,900 Building $1,166,100
2024	$4,594.00	$36,020
2022	$4,318.00	$36,020	$1,076,700 Land $524,400 Building $552,300
2020			$1,076,700 Land $524,400 Building $552,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 Warren St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 116 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	153 units insured incl. 37 condo units
Nearby Flood Claims	65 (1987–2024)
Claims Outside the SFHA	36 of 65
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 38 Warren St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20