Norwich City property record for 38 Ward St, Norwich, CT 06360
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,618 sqft · built 1850 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Apr 1998) |
| Tax Bill | $3,914 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Dec 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | NORW M:109 B:3 L:47 |
| Primary APN | NORW M:109 B:3 L:47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,618 sqft Living Area |
| Gross Area | 2,878 sqft |
| 1st Floor Area | 850 sqft |
| Attic | Attic |
| Attic Area | 640 sqft |
| Basement Area | 640 sqft |
| Unfinished Basement | 640 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 90900001 |
|---|---|
| Street Address | 38 WARD ST |
| City | NORWICH |
| State | CT |
| Zip | 06360-6118 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | MF |
| Legal Block | 3 |
| Legal Lot Number | 47 |
| Jurisdiction | NORWICH CT |
| Township / Civil Division | NORWICH |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 696701 |
38 Ward St, a duplex, is owned and occupied by an individual who bought it in April 1998.
Source: Norwich City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 WARD ST, NORWICH, CT 06360-6118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Line of Credit UNION HOME MORTGAGE |
| Dec 10, 2024 | Warranty Deed, Transfer · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 1998 · Amount on File |
| Deed Sale | Apr 7, 1998 · Amount on File |
| Deed Book / Page | 1366 / 166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORWICH CT |
| Recording Date | Apr 28, 2026 |
| Property Address | 38 WARD ST, NORWICH, CT 06360-6118 |
| Document Number | 003594-372 |
| Book / Page | 3594 / 372 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20261602 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 38 WARD ST, NORWICH, CT 06360-6118 |
| Document Number | 0000001602, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 3594/372 |
| Instrument | 20261602 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate | 5.54% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORWICH CT |
| Recording Date | Dec 10, 2024 |
| Property Address | 38 WARD ST, NORWICH, CT 06360-6118 |
| Document Number | 003557-187 |
| Book / Page | 3557 / 187 |
| Instrument Date | Nov 25, 2024 |
| Instrument | 2024004935 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 WARD ST, NORWICH, CT 06360-6118 |
| Document Number | 2024004936 |
|---|---|
| Date | Dec 10, 2024 |
| Instrument | 2024004936 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2056 |
The 2026 property tax bill for 38 Ward St was $3,914, down 15.6% from the year before.
Source: Norwich City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Norwich City |
| Unified School District | Norwich School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,914.00 (-15.61%) | $114,600 (-) Land $33,000 Building $81,600 | $257,846 (+221.42%) |
| 2025 | $4,638.00 | $114,600 Land $33,000 Building $81,600 | $80,220 Land $23,100 Building $57,120 |
| 2024 | $4,638.00 (+29.05%) | ||
| 2023 | $3,594.00 (+0.31%) | $73,900 (-) Land $22,600 Building $51,300 | |
| 2022 | $3,583.00 | $73,900 Land $22,600 Building $51,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Ward St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38 Ward St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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