Essex County and Montclair Township property record for 38 Walnut St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 4,228 sqft · built 1927 |
| Lot Size | 0.025 acres (1,092 sqft) |
| Owner | Company Name on Record |
| Last Sale | $627,000 (Sep 2017) |
| Tax Bill | $19,306 (2025) |
| Deeds & Mortgages | Dec 2017 Refinance May 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04308-0000-00010 |
| Primary APN | 13-04308-0000-00010 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,228 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 1,092 sqft (0.025 acres) |
| Lot Dimensions | 26 ft deep x 42 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 130430800010 |
|---|---|
| Street Address | 38 WALNUT ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-4946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 42X26 IRR |
| Legal Block | 4308 |
| Legal Lot Number | 10 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 16500 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 16 CEDAR LN E, MAPLEWOOD, NJ 07040-1102 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 5, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance HAVEN SAVINGS BANK |
| May 22, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKELAND BANK |
| Sep 25, 2017 | Grant Deed, Construction Loan · Construction Mortgage ROBERT SOMMESE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2017 · Amount on Record |
| Deed Sale | Sep 25, 2017 · Amount on Record |
| Deed Document Number | 201785008 |
| Deed Book / Page | 3839 / 351 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 38 WALNUT ST, MONTCLAIR, NJ 07042-4946 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | WESTCOR LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000105247 |
|---|---|
| Date | Dec 5, 2017 |
| Instrument | 2017105247 |
| Name | HAVEN SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 38 WALNUT ST, MONTCLAIR, NJ 07042-4946 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000047309 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 2019047309 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Sep 25, 2017 |
| Property Address | 38 WALNUT ST, MONTCLAIR, NJ 07042-4946 |
| Document Number | 0000085008 |
| Instrument Date | Sep 13, 2017 |
| Instrument | 85008 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 9, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $627.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 38 WALNUT ST MONTCLAIR NJ 070424946, MONTCLAIR, NJ 07042-4946 |
| Document Number | 85009 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 85009 |
| Name | ROBERT SOMMESE |
|---|---|
| Address | FRANKLIN LAKES, NJ 07417 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 24, 2018 |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $549,100 (-) Land $178,100 Building $371,000 | $549,100 (-) Land $178,100 Building $371,000 | |
| 2025 | $19,306.00 (+3.32%) | $549,100 (-) Land $178,100 Building $371,000 | $549,100 (-) Land $178,100 Building $371,000 |
| 2024 | $18,685.00 (+3.5%) | ||
| 2023 | $549,100 Land $178,100 Building $371,000 | $549,100 Land $178,100 Building $371,000 | |
| 2022 | $18,054.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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