38 Walnut Dr, Winchester, TN 37398 Property Records

Franklin County property record for 38 Walnut Dr, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,646 sqft · built 1978
Lot Size	0.429 acres (18,700 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Apr 2025)
Tax Bill	$1,319 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`026062N A 01200`

Property Details

APN / Parcel Number

Primary APN	`026062N A 01200`
Alternative APN	`062N A 01200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,646 sqft Living Area
1st Floor Area	1,360 sqft
Upper Floors Area	952 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1992
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	18,700 sqft (0.429 acres)
Lot Dimensions	170 ft deep x 110 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	592 sqft
Deck Area	16 sqft
Utility Building	1 sqft
Boat Access	Boat Access
Boat House	32 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	38 WALNUT DR
City	WINCHESTER
State	TN
Zip	37398-3931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: L02
Legal Subdivision	CLINE RIDGE
Legal Lot Number	111
Jurisdiction	FRANKLIN TN
Township / Civil Division	3
Census Block Group	3
Census Block	3010
Census Tract	960300

Owner

Source: Franklin County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	330 PLUS PARK BLVD, NASHVILLE, TN 37217-1001
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Warranty Deed, Transfer · Conventional Mortgage ASCEND FCU
Dec 6, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 6, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage F & M BANK
Dec 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2025 · Amount on Record
Deed Sale	Apr 28, 2025 · Amount on Record
Prior Sale	Mar 31, 2023 · Amount on Record
Deed Document Number	20252778
Deed Book / Page	494 / 749
Prior Transfer Date	Nov 30, 2022
Prior Transfer Doc	0022009114
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Mar 31, 2023
Property Address	38 WALNUT DR, WINCHESTER, TN 37398-3931
Document Number	0023001929
Book / Page	D475 / 108
Map Reference	ENV 136A&B
Instrument Date	Mar 31, 2023
Instrument	23001929
Transaction Type	Transfer
Record Updated	Apr 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 LOWER STATION CAMP CRK RD, GALLATIN, TN 37066-8433

Mortgage

Document Number	0023001930
Date	Mar 31, 2023
Instrument	23001930

Lender

Name	ASCEND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	10.8%
Index	1-Year CMT
Margin	4
Max Rate	10.8%

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN TN
Recording Date	Dec 6, 2022
Property Address	38 WALNUT DR, WINCHESTER, TN 37398-3931
Document Number	0022009114
Book / Page	D472 / 297
Map Reference	ENV 136A&B
Instrument Date	Nov 30, 2022
Instrument	22009114
Transaction Type	Transfer
Record Updated	Dec 16, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	38 WALNUT DR, WINCHESTER, TN 37398-3931

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN TN
Recording Date	Dec 6, 2022
Property Address	38 WALNUT DR, WINCHESTER, TN 37398-3931
Document Number	0022009114
Book / Page	D472 / 297
Map Reference	ENV 136A&B
Instrument Date	Nov 30, 2022
Instrument	22009114
Transaction Type	Transfer
Record Updated	Dec 16, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	38 WALNUT DR, WINCHESTER, TN 37398-3931

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jul 12, 2021
Property Address	38 WALNUT DR, WINCHESTER, TN 37398-3931
Document Number	0021006094
Book / Page	D0456 / 363
Map Reference	ENV 136A&B
Instrument Date	Jul 9, 2021
Instrument	21006094
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	METROPOLITAN ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,313.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 WALNUT DR, WINCHESTER, TN 37398-3931

Mortgage

Document Number	0021006095
Date	Jul 12, 2021
Instrument	21006095

Lender

Name	F & M BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	38 WALNUT DR, WINCHESTER, TN 37398-3931
Document Number	0000000054
Book / Page	001240 / 000374
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 WALNUT DR WINCHESTER TN 373983931, WINCHESTER, TN 37398-3931

Mortgage

Document Number	0000000054
Date	Jan 3, 2018
Book Page	001240/000374
Instrument	54

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 2, 2033

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,319.00 (+15.4%)	$66,125 (+7.04%) Land $25,000 Building $41,125
2023		$61,775 Land $25,000 Building $36,775
2022	$1,143.00		$264,500 Land $100,000 Building $164,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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