38 Walnut Dr, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 38 Walnut Dr, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,218 sqft · built 1978
Lot Size	0.028 acres (1,222 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,437 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`48-00042-04-00047`

Property Details

APN / Parcel Number

Primary APN	`48-00042-04-00047`
Alternative APNs	`4800042000400047` `08050`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,218 sqft Living Area
1st Floor Area	1,218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	1,222 sqft (0.028 acres)
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	08050
Street Address	38 WALNUT DR
City	SPRING LAKE
State	NJ
Zip	07762-2121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF40
Legal Description	FAIRWAY NEWS UNIT 2101 NIT 1A
Legal Subdivision	SEA VIEW TWO/FAIRWAY MEWS
Legal Block	42.4
Legal Lot Number	47
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE HEIGHTS
Census Block Group	1
Census Block	1000
Census Tract	808901

Owner

Source: Monmouth County and Spring Lake Heights Borough records · APN 48-00042-04-00047

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 WALNUT DR, SPRING LAKE, NJ 07762-2121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 03, 2014
Transfer Doc	0090681029
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	38 WALNUT DR, SPRING LAKE, NJ 07762-2121
Document Number	0000061798
Book / Page	009233 / 002333
Instrument Date	Jun 08, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 WALNUT DR SPRING LAKE NJ 077622121, SPRING LAKE, NJ 07762-2121

Mortgage

Document Number	0000061798
Date	Jun 29, 2017
Book Page	009233/002333
Instrument	61798

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Heights Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Heights Borough
Unified School District	Spring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$882,400 (+7.1%) Land $633,800 Building $248,600	$882,400 (+7.1%) Land $633,800 Building $248,600
2025	$8,437.00 (+4.64%)	$823,900 (+17.08%) Land $577,500 Building $246,400	$823,900 (+17.08%) Land $577,500 Building $246,400
2024	$8,063.00 (+11.38%)
2023		$703,700 Land $467,500 Building $236,200	$703,700 Land $467,500 Building $236,200
2022	$7,239.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 473 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.