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38 Walker Ave, Spotswood, NJ 08884 Property Records

Middlesex County and Spotswood Borough property record for 38 Walker Ave, Spotswood, NJ 08884

Property Summary

Property TypeSingle Family Home
Details940 sqft · built 1950
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (Dec 2022)
Tax Bill$7,800 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Dec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-00111-4-00007

Property Details

APN / Parcel Number

Primary APN24-00111-4-00007
Alternative APNs
  • 2400111000400007
  • 2400111400063

Interior

Building Area940 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number2400111400063
Street Address38 WALKER AVE
CitySPOTSWOOD
StateNJ
Zip08884-1666
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Description50X100
Legal SubdivisionBOROUGH/SPOTSWOOD
Legal Block111.4
Legal Lot Number7
JurisdictionMIDDLESEX NJ
Township / Civil DivisionSPOTSWOOD
Census Block Group4
Census Block4022
Census Tract8101

Owner

Source: Middlesex County and Spotswood Borough records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address93 OLD CHURCH RD, MONROE TOWNSHIP, NJ 08831-5998
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2023Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Dec 28, 2022Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2022 · Amount on Record
Deed SaleDec 28, 2022 · Amount on Record
Prior SaleJul 16, 2008 · Amount on Record
Deed Document Number2022105176
Deed Book / Page19117 / 1662
Prior Transfer DateAug 31, 2015
Prior Transfer Doc201509150424
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address38 WALKER AVE, SPOTSWOOD, NJ 08884-1666
Transaction TypeMortgage
Record UpdatedApr 24, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020337
DateApr 5, 2023
Book Page19185/609
Instrument2023020337
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 20, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateDec 28, 2022
Property Address38 WALKER AVE, SPOTSWOOD, NJ 08884-1666
Document Number0000105176
Book / Page19117 / 1662
Instrument DateDec 23, 2022
Instrument2022105176
Transaction TypeTransfer
Record UpdatedJan 17, 2023
Title CompanyNOT AVAILABLE, ADDISON ABSTRACT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$801.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 LAURIE DR, EAST BRUNSWICK, NJ 08816-3025

Transferred To (Grantee/Buyer)

NameVerified Name
Address93 OLD CHURCH RD, MONROE TOWNSHIP, NJ 08831-5998

Mortgage

Document Number0000105177
DateDec 28, 2022
Instrument2022105177
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Middlesex County and Spotswood Borough assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalitySpotswood Borough
Unified School DistrictSpotswood Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$205,700 (-) Land $115,000 Building $90,700$205,700 (-) Land $115,000 Building $90,700
2025$7,800.00 (+4.14%)$205,700 (-) Land $115,000 Building $90,700$205,700 (-) Land $115,000 Building $90,700
2024$7,490.00 (+3.81%)
2023$205,700 Land $115,000 Building $90,700$205,700 Land $115,000 Building $90,700
2022$7,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims7 (2005–2011)
Claims Outside the SFHA4 of 7
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPOTSWOOD W DEPT
serves 8,300 people · EPA ID NJ1224001
Water SourcePurchased surface water from EAST BRUNSWICK WATER UTILITY
Last State InspectionMar 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Optimum.

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