38 W Riverside Rd, Esko, MN 55733 Property Records

Carlton County property record for 38 W Riverside Rd, Esko, MN 55733

Property Summary

Property TypeSingle Family Home
Lot Size0.59 acres (25,700 sqft)
OwnerIndividual Name on File
Last Sale$228,000 (Sep 2015)
Tax Bill$3,730 (2026)
Deeds & MortgagesJul 2026 Mortgage
Apr 2023 Transfer
Flood ZoneZone X (minimal risk)
APN78-020-7405

Property Details

APN / Parcel Number

Primary APN78-020-7405
Alternative APN
  • 26862

Exterior

Lot Area25,700 sqft (0.59 acres)

Location & Zoning

Account Number26862
Street Address38 W RIVERSIDE RD
CityESKO
StateMN
Zip55733-9633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF NW1/4 SE1/4 COM NE COR TH W 1040 FT TH TOWN OF THOMSON TOWNSHIP
Legal Range16
Legal Township49
Legal Section28
Legal SubdivisionTOWN OF THOMSON TOWNSHIP
JurisdictionCARLTON MN
Township / Civil DivisionTHOMSON
Census Block Group2
Census Block2031
Census Tract70300

Owner

38 W Riverside Rd is owned and occupied by an individual who bought it in September 2015.

Source: Carlton County records, as of July 16, 2026

Owner of RecordIndividual Name on File
Mailing Address38 W RIVERSIDE RD, ESKO, MN 55733-9633
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Deed of Trust, Mortgage · FHA Mortgage
AMERICAN MORTGAGE ACCEPTANCE
Apr 18, 2023Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2015 · Amount on File
Deed SaleSep 17, 2015 · Amount on File
Prior SaleMay 8, 2006 · Amount on File
Deed Document Number2015464743
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARLTON MN
Recording DateJul 6, 2026
Property Address38 W RIVERSIDE RD, ESKO, MN 55733-9633
Document Number0000527603
Instrument DateJun 8, 2026
Instrument2026527603
Transaction TypeMortgage
Record UpdatedJul 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 W RIVERSIDE RD, ESKO, MN 55733-9633

Mortgage

Document Number0000527603,
DateJul 6, 2026
Instrument2026527603
Lender
NameAMERICAN MORTGAGE ACCEPTANCE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate6.37%
Max Rate-1%

April 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCARLTON MN
Recording DateApr 18, 2023
Property Address38 W RIVERSIDE RD, ESKO, MN 55733-9633
Document NumberA000511280
Instrument DateMar 15, 2023
InstrumentA000511280
Transaction TypeTransfer
Record UpdatedMay 9, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 W RIVERSIDE RD, ESKO, MN 55733-9633

Tax Assessment & Valuation

The 2026 property tax bill for 38 W Riverside Rd was $3,730 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarlton County
County SubdivisionThomson Township
Unified School DistrictEsko Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,730.00 Homeowner's exemption
2025$331,200 (+3.73%) Land $52,300 Building $278,900$331,200 (+3.73%) Land $52,300 Building $278,900
2024$3,460.00 Homeowner's exemption$319,300 (+8.16%) Land $52,300 Building $267,000$319,300 (+8.16%) Land $52,300 Building $267,000
2023$3,460.00 Homeowner's exemption$295,200 (-) Land $52,300 Building $242,900$295,200 (-) Land $52,300 Building $242,900
2022$295,200 Land $52,300 Building $242,900$295,200 Land $52,300 Building $242,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 W Riverside Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims6 (1985–2012)
Claims Outside the SFHA3 of 6
Most Recent ClaimJun 2012 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 W Riverside Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: Airfiber, Verizon.

Nearby Properties on W Riverside Rd

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