38 W Nelson St, Deerfield, WI 53531 Property Records

Dane County property record for 38 W Nelson St, Deerfield, WI 53531

Property Summary

Property TypeCommercial
Lot Size2.36 acres (103,237 sqft)
OwnerCompany Name on Record
Tax Bill$31,448 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN0712-214-9110-1

Property Details

APN / Parcel Number

Primary APN0712-214-9110-1
Alternative APN
  • 071221456936

Exterior

Lot Area103,237 sqft (2.36 acres)

Location & Zoning

Old Parcel Number071221456936
Street Address38 W NELSON ST
CityDEERFIELD
StateWI
Zip53531-9669
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 1 CSM 15304 CS109/180&181-12/2/2019 F/K/A LOTS 1 & 2 CSM 5483 CS25/57&60-2/2 9/88 F/K/A PRT BLOCK 5 HIGH SCHOOL ADDITION
Legal Range12
Legal Township07
Legal Section21
Legal SubdivisionHIGH SCHOOL ADDITION
Legal Block5
Legal Lot Number1,68
JurisdictionDANE WI
Township / Civil DivisionDEERFIELD
Census Block Group1
Census Block1016
Census Tract11900

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2276 STATE HIGHWAY 73
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Deed of Trust, Mortgage · Commercial Mortgage
HOME TOWN BANK
Apr 26, 2021Deed of Trust, Mortgage · Commercial Mortgage
WBD INC
Mar 24, 2021Deed of Trust, Mortgage · Commercial Mortgage
HOME TOWN BANK
Dec 6, 2019Deed of Trust, Construction Loan · Construction Mortgage
HOMETOWN BK
Apr 20, 2017Deed of Trust, Mortgage
UNITED CMNTY BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address38 W NELSON ST, DEERFIELD, WI 53531-9669
Transaction TypeMortgage
Record UpdatedMar 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005709193
DateMar 25, 2021
Instrument5709193
Lender
NameHOME TOWN BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address38 W NELSON ST, DEERFIELD, WI 53531-9669
Transaction TypeMortgage
Record UpdatedMar 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005721197
DateApr 26, 2021
Instrument5721197
Lender
NameWBD INC
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address38 W NELSON ST, DEERFIELD, WI 53531-9669
Transaction TypeMortgage
Record UpdatedMar 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005708771
DateMar 24, 2021
Instrument5708771
Lender
NameHOME TOWN BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueMar 17, 2031
Interest
Rate TypeFixed Rate

December 2019: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionDANE WI
Recording DateDec 6, 2019
Property Address38 W NELSON ST, DEERFIELD, WI 53531-9669
Document Number0005546789
Instrument DateDec 5, 2019
Instrument5546789
Transaction TypeConstruction Loan
Record UpdatedApr 16, 2021
Title CompanyFIRST AMERICAN TITLE-NCS MADIS

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2276 STATE ROAD 73 CAMBRIDGE WI 535239463, CAMBRIDGE, WI 53523-9463

Mortgage

Document Number0005546789
DateDec 6, 2019
Instrument5546789
Lender
NameHOMETOWN BK
TypeBank
Address221 W MAIN ST, CAMBRIDGE, WI 53523-9516
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address38 W NELSON ST, DEERFIELD, WI 53531-9669
Document Number0005320974
Instrument DateApr 20, 2017
Transaction TypeMortgage
Record UpdatedApr 16, 2021
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address38 W NELSON ST DEERFIELD WI 535319669, DEERFIELD, WI 53531-9669

Mortgage

Document Number0005320974
DateApr 26, 2017
Instrument5320974
Lender
NameUNITED CMNTY BK
TypeBank
AddressCAMBRIDGE, WI 53523
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyDane County
MunicipalityDeerfield Village
Unified School DistrictDeerfield Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$31,448.00 (+32.72%)$1,946,100 (+91.19%) Land $99,600 Building $1,846,500$1,963,800 (+43.58%)
2023$1,017,900 Land $99,600 Building $918,300$1,367,700
2022$23,695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEERFIELD WATERWORKS
serves 2,510 people · EPA ID WI1130223
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
LiteWire
Fixed Wireless
100 / 25
AT&T
Fixed Wireless
100 / 20
Bertram Communications
Fixed Wireless
100 / 20

May also be available: Netwurx.

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