38 W 2nd St, Wind Gap, PA 18091 Property Records

Northampton County property record for 38 W 2nd St, Wind Gap, PA 18091

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,968 sqft · built 1900
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Jun 2026)
Tax Bill	$502 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5564-17-8673-9996`

Property Details

APN / Parcel Number

Primary APN	`5564-17-8673-9996`
Alternative APN	`F8NW1D 2 12 0638`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	38 W 2ND ST
City	WIND GAP
State	PA
Zip	18091-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Subdivision	HESS BROTHERS
Jurisdiction	NORTHAMPTON PA
Township / Civil Division	WIND GAP
Census Block Group	3
Census Block	3016
Census Tract	15700

Owner

38 W 2nd St is owned and occupied by an individual who bought it in June 2026.

Source: Northampton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	38 W 2ND ST, WIND GAP, PA 18091-1503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed, Transfer · FHA Mortgage FIRST COLONY MORTGAGE CORPORATION
Sep 18, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 8, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 8, 2019	Deed, Transfer LIGHTHOUSE ABSTRACT LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on File
Deed Sale	Jun 8, 2026 · Amount on File
Prior Sale	Jan 8, 2019 · Amount on File
Deed Document Number	202612734
Deed Book / Page	2026 / 120978
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	Jun 8, 2026
Property Address	38 W 2ND ST, WIND GAP, PA 18091-1503
Document Number	0000012734
Book / Page	2026 / 120978
Instrument Date	May 29, 2026
Instrument	202612734
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	FIRST UNITED LAND TRANSFER INC, FIRST UNITED LAND TRANSFER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$368,650.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	38 W 2ND ST, WIND GAP, PA 18091-1503
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012735,
Date	Jun 8, 2026
Instrument	202612735

Lender

Name	FIRST COLONY MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	38 W 2ND ST, WIND GAP, PA 18091-1503
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 W 2ND ST, WIND GAP, PA 18091-1503

Mortgage

Document Number	0000020265
Date	Sep 18, 2023
Book Page	2023-1/177776
Instrument	2023020265

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	306 Months
Due	Mar 1, 2049

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	38 W 2ND ST, WIND GAP, PA 18091-1503
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	WEST COAST ABSTRACT, EAST COAST ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008680
Date	Mar 8, 2022
Book Page	2022-1/75403
Instrument	2022008680

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Mar 1, 2049

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	Jan 8, 2019
Property Address	38 W 2ND ST, WIND GAP, PA 18091-1503
Document Number	0000000598
Book / Page	2019-1 / 004616
Instrument Date	Dec 28, 2018
Instrument	2019000598
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	LIGHTHOUSE ABSTRACT LTD

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 W 2ND ST, WIND GAP, PA 18091-1503

Tax Assessment & Valuation

The 2026 property tax bill for 38 W 2nd St was $502.

Source: Northampton County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northampton County
Municipality	Wind Gap Borough
Unified School District	Pen Argyl Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$502.00	$46,500 Land $18,500 Building $28,000
2024	$3,945.00	$46,500 Land $18,500 Building $28,000
1995			$93,000 Land $37,000 Building $56,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 38 W 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–2004)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 W 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWC BLUE MOUNTAIN private · serves 23,763 people · EPA ID PA3480055
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Astound Broadband Cable	1,500 / 50
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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