Kenton County property record for 38 W 28th St, Covington, KY 41015 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,996 sqft · built 1924 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Sep 2025) |
| Tax Bill | $1,401 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit Mar 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-24-07-015.00 |
| Primary APN | 055-24-07-015.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,996 sqft Finished Area |
| Gross Area | 2,140 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 3,485 sqft (0.08 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 38 W 28TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROGERS LOT 88 |
| Legal Subdivision | ROGERS M |
| Legal Lot Number | 88 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 61400 |
Source: Kenton County records · APN 055-24-07-015.00
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4426 E US HIGHWAY 40, STRAUGHN, IN 47387-9757 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jan 27, 2020 | Warranty Deed, Transfer · Line of Credit FORCHT BK NA |
| Mar 12, 2019 | Grant Deed, Transfer STEWART TITLE |
| Oct 22, 2018 | Grant Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 08, 2025 · Amount on Record |
| Deed Sale | Sep 08, 2025 · Amount on Record |
| Prior Sale | Mar 12, 2019 · Amount on Record |
| Deed Document Number | 20250908216 |
| Deed Book / Page | 361 / 599 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 27, 2020 |
| Property Address | 38 W 28TH ST, COVINGTON, KY 41015-1101 |
| Document Number | 0000000106 |
| Book / Page | 000003 / 000990 |
| Instrument Date | Jan 22, 2020 |
| Instrument | 106 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5540 E VISTA DEL RIO ANAHEIM CA 928073862, ANAHEIM, CA 92807-3862 |
| Document Number | 107 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 0000M6/000331 |
| Instrument | 107 |
| Name | FORCHT BK NA |
|---|---|
| Type | Bank |
| Address | BURLINGTON, KY 41005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 26, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 12, 2019 |
| Property Address | 38 W 28TH ST, COVINGTON, KY 41015-1101 |
| Document Number | 0000000189 |
| Book / Page | 0C6616 / 000238 |
| Instrument Date | Jan 30, 2019 |
| Instrument | 189 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 W 28TH ST COVINGTON KY 410151101, COVINGTON, KY 41015-1101 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 22, 2018 |
| Property Address | 38 W 28TH ST, COVINGTON, KY 41015-1101 |
| Document Number | 0000000255 |
| Book / Page | 0C6529 / 000048 |
| Instrument Date | Oct 16, 2018 |
| Instrument | 255 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $35.48 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,401.00 (-0.57%) | $105,800 (-) Land $5,000 Building $100,800 | $105,800 (-) Land $5,000 Building $100,800 |
| 2023 | $1,409.00 | $105,800 Land $5,000 Building $100,800 | $105,800 Land $5,000 Building $100,800 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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