Middlesex County and Waltham City property record for 38 Virginia Rd, Waltham, MA 02453
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,862 sqft · built 1930 |
| Lot Size | 0.153 acres (6,665 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $690,000 (Jan 2020) |
| Tax Bill | $8,261 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Aug 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118232 |
| Primary APN | 118232 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,862 sqft Living Area |
| Gross Area | 2,865 sqft |
| Basement Area | 785 sqft |
| Unfinished Basement | 785 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,665 sqft (0.153 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 118232 |
|---|---|
| Street Address | 38 VIRGINIA RD |
| City | WALTHAM |
| State | MA |
| Zip | 02453-1597 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Block | 7 |
| Legal Lot Number | 11 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 368400 |
Source: Middlesex County and Waltham City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 VIRGINIA RD, WALTHAM, MA 02453-1597 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Aug 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Jan 2, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVISION BANK |
| Aug 31, 2018 | Personal Representative Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2020 · Amount on Record |
| Deed Sale | Jan 2, 2020 · Amount on Record |
| Prior Sale | Jul 29, 1976 · Amount on Record |
| Deed Document Number | 2020536 |
| Deed Book / Page | 73937 / 292 |
| Prior Transfer Date | Dec 23, 2019 |
| Prior Transfer Doc | 73937-292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 38 VIRGINIA RD, WALTHAM, MA 02453-1597 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77412-371 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | 77412/371 |
| Instrument | 74699 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 38 VIRGINIA RD, WALTHAM, MA 02453-1597 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75405-316 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 75405/316 |
| Instrument | 141562 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Jan 2, 2020 |
| Property Address | 38 VIRGINIA RD, WALTHAM, MA 02453-1597 |
| Document Number | 73937-292 |
| Book / Page | 73937 / 292 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 536 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 VIRGINIA RD, WALTHAM, MA 02453-1597 |
| Document Number | 537 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 537 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Aug 31, 2018 |
| Property Address | 38 VIRGINIA RD, WALTHAM, MA 02453-1597 |
| Document Number | 71561-307 |
| Book / Page | 071561 / 000307 |
| Instrument Date | Jul 28, 1976 |
| Instrument | 135197 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 SCHIRIPO WAY DRACUT MA 018262770, DRACUT, MA 01826-2770 |
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,261.00 (+9.68%) | $800,500 (+4.37%) Land $415,800 Building $384,700 | $839,463 (-5.43%) |
| 2025 | $7,532.00 (+2.43%) | $767,000 (+0.55%) Land $396,000 Building $371,000 | $887,680 (+5.75%) |
| 2024 | $7,353.00 (+1.38%) | $762,800 (+8.54%) Land $388,600 Building $374,200 | $839,420 |
| 2023 | $7,253.00 | $702,800 Land $352,000 Building $350,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1979–2010) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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