Contra Costa County property record for 38 Victory Ct, San Ramon, CA 94582
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,411 sqft · built 1995 |
| Lot Size | 0.109 acres (4,730 sqft) |
| Owner | Individual Name on File |
| Last Sale | $392,000 (Mar 1998) |
| Tax Bill | $8,267 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 213-850-012-5 |
| Primary APN | 213-850-012-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,411 sqft Living Area |
| 1st Floor Area | 1,225 sqft |
| 2nd Floor Area | 1,186 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Cluster |
| Lot Area | 4,730 sqft (0.109 acres) |
| Garage Type | Attached |
| Garage Area | 535 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 38 VICTORY CT |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94582-4599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T7234 L12 |
| Legal Subdivision | SUBDIVISION 7234 |
| Legal Tract | 7234 |
| Legal Lot Number | 12 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 345117 |
38 Victory Ct is owned and occupied by an individual who acquired it in November 2018.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 VICTORY CT, SAN RAMON, CA 94582-4599 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Nov 20, 2018 | Intrafamily Transfer, Transfer · ARM US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 1998 · Amount on File |
| Deed Sale | Mar 27, 1998 · Amount on File |
| Prior Sale | Jul 22, 1994 · Amount on File |
| Deed Document Number | 199863463 |
| Last Transfer Date | Nov 9, 2018 |
| Transfer Doc | 0000187423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 38 VICTORY CT, SAN RAMON, CA 94582-4599 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 38 VICTORY CT, SAN RAMON, CA 94582-4599 |
| Document Number | 0000216975 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 2021-216975 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 38 VICTORY CT, SAN RAMON, CA 94582-4599 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 38 VICTORY CT, SAN RAMON, CA 94582-4599 |
| Document Number | 0000051587 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021-051587 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Nov 20, 2018 |
| Property Address | 38 VICTORY CT, SAN RAMON, CA 94582-4599 |
| Document Number | 0000187423 |
| Map Reference | MB 347 PG 35-41 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 2018-187423 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 VICTORY CT, SAN RAMON, CA 94582-4599 |
| Document Number | 0000187424 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 2018-187424 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Dec 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 8.75% |
The 2025 property tax bill for 38 Victory Ct was $8,267.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $638,430 (+2%) Land $241,851 Building $396,579 | |
| 2025 | $8,267.00 | $625,912 Land $237,109 Building $388,803 |
| 2023 | $7,931.00 (+1.82%) | $601,608 Land $227,902 Building $373,706 |
| 2022 | $7,789.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 38 Victory Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38 Victory Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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