38 Vero Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 38 Vero Dr, Saint Augustine, FL 32095 · Last verified June 2026

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,502 sqft · built 2023
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$320,990 (Nov 2023)
Tax Bill	$5,352 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026101-3010`

Property Details

APN / Parcel Number

Primary APN	`026101-3010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,502 sqft Living Area
Gross Area	1,770 sqft
1st Floor Area	697 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	268 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	34 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	38 VERO DR
City	SAINT AUGUSTINE
State	FL
Zip	32095-9110
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	112/20-25 BRIDGEWATER PHASE 1B-1C LOT 301 OR5849/1878
Legal Subdivision	BRIDGEWATER PHASE 1B 1C
Legal Block	1
Legal Lot Number	301
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2041
Census Tract	20904

Owner

Source: St. Johns County records · APN 026101-3010

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	38 VERO DR, SAINT AUGUSTINE, FL 32095-9110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 2023 · Amount on Record
Deed Sale	Nov 01, 2023 · Amount on Record
Deed Document Number	202385798
Deed Book / Page	5849 / 1878
Record Updated	Sep 20, 2026

November 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 01, 2023
Property Address	38 VERO DR, SAINT AUGUSTINE, FL 32095-9110
Document Number	0058491878
Book / Page	5849 / 1878
Map Reference	MB 112 PG 20-25
Instrument Date	Oct 27, 2023
Instrument	2023085798
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 VERO DR, ST AUGUSTINE, FL 32095-9110

Mortgage

Document Number	0058491879
Date	Nov 01, 2023
Instrument	5849/1879

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,978 (-4.41%) Land $60,000 Building $192,978	$252,978 (-4.41%) Land $60,000 Building $192,978
2025	$5,352.00 (+5.35%)	$264,638 (+278.05%)	$264,638 (+278.05%) Land $65,000 Building $199,638
2024	$5,080.00 (+121.16%)
2023	$2,297.00 (+47.15%)	$70,000 (+273.13%)	$70,000 (+273.13%) Land $70,000
2022	$1,561.00	$18,760	$18,760 Land $18,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 649 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.