Jackson County property record for 38 Velo Trl, Sylva, NC 28779
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,152 sqft · built 1997 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $339,500 (Jul 2022) |
| Tax Bill | $1,331 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Mar 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 7662-13-2298 |
| Primary APN | 7662-13-2298 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,152 sqft Heated Area |
| 1st Floor Area | 1,152 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 384 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Street Address | 38 VELO TRL |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-0519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF BLANTON BRANCH RD |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | SCOTT CREEK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 950400 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 MCALLISTER PL, GREENSBORO, NC 27455-2475 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK |
| Mar 14, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2022 · Amount on Record |
| Deed Sale | Jul 8, 2022 · Amount on Record |
| Prior Sale | Mar 14, 2022 · Amount on Record |
| Deed Book / Page | 2338 / 1209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jul 8, 2022 |
| Property Address | 38 VELO TRL, SYLVA, NC 28779-0519 |
| Document Number | 0023381209 |
| Book / Page | 2338 / 1209 |
| Instrument Date | Jun 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $679.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 708 GADWALL DR, GREENSBORO, NC 27455-3059 |
| Document Number | 0023381213 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 2338/1213 |
| Name | FIRST RELIANCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Mar 14, 2022 |
| Property Address | 38 VELO TRL, SYLVA, NC 28779-0519 |
| Document Number | 0023290994 |
| Book / Page | 2329 / 994 |
| Instrument Date | Mar 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $408.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1453, CULLOWHEE, NC 28723-1453 |
| Name | Verified Name |
|---|---|
| Address | 129 BRYCE LN, JUPITER, FL 33458-3325 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $350,327 (+62.33%) Land $34,300 Building $316,027 | |
| 2025 | $1,331.00 (+62.32%) | |
| 2023 | $820.00 | $215,810 Land $37,340 Building $178,470 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (2015–2025) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jun 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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