38 Valley View Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 38 Valley View Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,583 sqft · built 1952
Lot Size	0.438 acres (19,079 sqft)
Owner	2 Individual Names on Record
Tax Bill	$20,254 (2025)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-03001-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`18-03001-0000-00011`
Alternative APNs	`1800097000000015E` `180300100011`

Interior

Stories	2 Stories
Building Area	3,583 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	19,079 sqft (0.438 acres)

Location & Zoning

Old Parcel Number	1800097000000015E
Street Address	38 VALLEY VIEW AVE
City	SUMMIT
State	NJ
Zip	07901-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	CITY/SUMMIT
Legal Block	3001
Legal Lot Number	11
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4010
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 VALLEY VIEW AVE, SUMMIT, NJ 07901-2327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	38 VALLEY VIEW AVE, SUMMIT, NJ 07901-2327
Document Number	0145682590
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 VALLEY VIEW AVE SUMMIT NJ 079012327, SUMMIT, NJ 07901-2327

Mortgage

Document Number	0145682590
Date	Jun 25, 2019
Book Page	014568/002590
Instrument	674460

Lender

Name	ATHAS CAP
Type	Funding / Finance Company
Address	27001 AGOURA RD # 200, AGOURA HILLS, CA 91301-5357

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Jun 24, 2059

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,000 (-) Land $222,800 Building $230,200	$453,000 (-) Land $222,800 Building $230,200
2025	$20,254.00 (+2.65%)	$453,000 (-) Land $222,800 Building $230,200	$453,000 (-) Land $222,800 Building $230,200
2024	$19,732.00 (+1.71%)
2023		$453,000 Land $222,800 Building $230,200	$453,000 Land $222,800 Building $230,200
2022	$19,401.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (2004–2026)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20