Warwick City property record for 38 Utica Dr, Warwick, RI 02886
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,200 sqft · built 1949 |
| Lot Size | 0.275 acres (11,961 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Apr 2018) |
| Tax Bill | $4,253 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Apr 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36403440000 |
| Primary APN | 36403440000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 2,894 sqft |
| 1st Floor Area | 840 sqft |
| Basement Area | 360 sqft |
| Unfinished Basement | 360 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,961 sqft (0.275 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 113321600 |
|---|---|
| Street Address | 38 UTICA DR |
| City | WARWICK |
| State | RI |
| Zip | 02886-7631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 344 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 21903 |
38 Utica Dr is owned and occupied by two individuals who bought it in April 2018.
Source: Warwick City records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 UTICA DR, WARWICK, RI 02886-7631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2025 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK |
| Apr 3, 2026 | Deed of Trust, Mortgage SWIFT HOME LOANS INC |
| Apr 30, 2018 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MTG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2018 · Amount on File |
| Deed Sale | Apr 30, 2018 · Amount on File |
| Deed Document Number | 20185665 |
| Deed Book / Page | 9041 / 256 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 38 UTICA DR, WARWICK, RI 02886-7631 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010705-301 |
|---|---|
| Date | Jun 25, 2025 |
| Book Page | 10705/301 |
| Instrument | 7058 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Apr 3, 2026 |
| Property Address | 38 UTICA DR, WARWICK, RI 02886-7631 |
| Document Number | 010865-329 |
| Book / Page | 10865 / 329 |
| Instrument Date | Mar 4, 2026 |
| Instrument | 20263481 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 38 UTICA DR, WARWICK, RI 02886-7631 |
| Document Number | 0000003481, |
|---|---|
| Date | Apr 3, 2026 |
| Book Page | 10865/329 |
| Instrument | 20263481 |
| Name | SWIFT HOME LOANS INC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Apr 30, 2018 |
| Property Address | 38 UTICA DR, WARWICK, RI 02886-7631 |
| Document Number | 9041-256 |
| Book / Page | 9041 / 256 |
| Instrument | 5665 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35.91 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 90410259 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 09041/0259 |
| Name | MOVEMENT MTG LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 30, 2048 |
The 2025 property tax bill for 38 Utica Dr was $4,253.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,253.00 | $334,900 Land $117,800 Building $217,100 | |
| 2024 | $295,830 | ||
| 2023 | $3,975.00 (-0.08%) | $280,100 (+31.87%) Land $98,600 Building $181,500 | |
| 2022 | $3,978.00 | $212,400 Land $75,600 Building $136,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Utica Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2010) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Utica Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
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