38 Union Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 38 Union Ave, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	1,382 sqft · built 1950
Lot Size	0.113 acres (4,901 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Oct 2019)
Tax Bill	$10,960 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01292-02-00054`

Property Details

APN / Parcel Number

Primary APN	`07-01292-02-00054`
Alternative APN	`0701292B00054`

Interior

Stories	1 Story
Building Area	1,382 sqft Living Area
1st Floor Area	1,382 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,901 sqft (0.113 acres)
Lot Dimensions	100 ft deep x 49 ft wide

Location & Zoning

Old Parcel Number	0701292B00054
Street Address	38 UNION AVE
City	PASSAIC
State	NJ
Zip	07055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	1292
Legal Lot Number	54
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	2
Census Block	2005
Census Tract	175701

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 UNION AVE, PASSAIC, NJ 07055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Prior Sale	Dec 17, 2007 · Amount on Record
Deed Document Number	201944454
Deed Book / Page	3663 / 279
Record Updated	Oct 29, 2026

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Oct 1, 2019
Property Address	38 UNION AVE, PASSAIC, NJ 07055
Document Number	0000044454
Book / Page	D3663 / 0279
Instrument Date	Aug 30, 2019
Instrument	2019044454
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 UNION AVE, 38, PASSAIC, NJ 07055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 UNION AVE, PASSAIC, NJ 07055

Mortgage

Document Number	0000044455
Date	Oct 1, 2019
Book Page	M15743/0183
Instrument	2019044455

Lender

Name	FM HOME LOANS LLC
Type	Mortgage Company
Address	BROOKLYN, NY 11210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,400 (-) Land $114,400 Building $143,000	$257,400 (-) Land $114,400 Building $143,000
2025	$10,960.00 (+3.28%)	$257,400 (-) Land $114,400 Building $143,000	$257,400 (-) Land $114,400 Building $143,000
2024	$10,612.00 (+6.15%)
2023		$257,400 Land $114,400 Building $143,000	$257,400 Land $114,400 Building $143,000
2022	$9,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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