38 Tuttle Dr, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 38 Tuttle Dr, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 1984
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Company Names on File
Tax Bill	$2,224 (2025)
Deeds & Mortgages	Oct 2025 Sale Oct 2013 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`HARP M:038 L:098`

Property Details

APN / Parcel Number

Primary APN	`HARP M:038 L:098`
Alternative APN	`2943`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,100 sqft Living Area
Gross Area	4,023 sqft
1st Floor Area	1,326 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	95,832 sqft (2.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2943
Street Address	38 TUTTLE DR
City	HARPSWELL
State	ME
Zip	04079-3948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR/CF
Legal Lot Number	98
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	3
Census Block	3011
Census Tract	17102

Owner

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	38 TUTTLE DR, HARPSWELL, ME 04079-3948
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Personal Representative Deed, Transfer
Oct 29, 2013	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 2, 2005
Deed Sale	Nov 2, 2005
Deed Document Number	200580288
Deed Book / Page	23345 / 309
Last Transfer Date	Oct 29, 2025
Transfer Doc	0418290344
Record Updated	Sep 20, 2026

October 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	HARPSWELL ME
Recording Date	Oct 29, 2025
Property Address	38 TUTTLE DR, HARPSWELL, ME 04079-3948
Document Number	0418290344
Book / Page	41829 / 344
Instrument Date	Oct 29, 2025
Instrument	44881
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 TUTTLE DR, HARPSWELL, ME 04079-3948

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	38 TUTTLE DR, HARPSWELL, ME 04079-3948
Document Number	0338280258
Book / Page	033828 / 000258
Instrument Date	Oct 29, 2013
Transaction Type	Mortgage
Record Updated	Jul 4, 2017
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 TUTTLE DR HARPSWELL ME 040793948, HARPSWELL, ME 04079-3948

Mortgage

Document Number	0338280258
Date	Feb 16, 2017
Book Page	033828/000258
Instrument	7523

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,224.00 (+4.71%)	$333,900 (-) Land $71,500 Building $262,400
2024	$2,124.00 (+4.27%)	$333,900 (-) Land $71,500 Building $262,400
2023	$2,037.00 (+3.4%)	$333,900 (-) Land $71,500 Building $262,400
2022	$1,970.00	$333,900 Land $71,500 Building $262,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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