38 Truman Dr, Ephrata, PA 17522 Property Records

Lancaster County property record for 38 Truman Dr, Ephrata, PA 17522

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,080 sqft · built 2010
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$254,900 (Nov 2019)
Tax Bill	$4,410 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`270-55248-0-0000`

Property Details

APN / Parcel Number

Primary APN	`270-55248-0-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	676 sqft
Upper Floors Area	728 sqft
Basement Area	676 sqft
Finished Basement	676 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	104 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	38 TRUMAN DR
City	EPHRATA
State	PA
Zip	17522-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMD
Jurisdiction	LANCASTER PA
Township / Civil Division	EPHRATA
Census Block Group	3
Census Block	3001
Census Tract	12403

Owner

38 Truman Dr is owned and occupied by two individuals who bought it in November 2019.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 TRUMAN DR, EPHRATA, PA 17522-1243
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2019	Deed, Transfer · FHA Mortgage MEMBERS 1ST FCU
Jan 25, 2017	Quit Claim Deed, Transfer STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2019 · Amount on File
Deed Sale	Nov 25, 2019 · Amount on File
Prior Sale	Jan 25, 2017 · Amount on File
Deed Document Number	20196492868
Record Updated	Oct 29, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Nov 25, 2019
Property Address	38 TRUMAN DR, EPHRATA, PA 17522-1243
Document Number	0006492868
Map Reference	MB J-230 PG 93
Instrument Date	Nov 20, 2019
Instrument	6492868
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	REGAL ABSTRACT LANCASTER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,549.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 TRUMAN DR, EPHRATA, PA 17522-1243

Mortgage

Document Number	0006492869
Date	Nov 25, 2019
Instrument	6492869

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER PA
Recording Date	Jan 25, 2017
Property Address	38 TRUMAN DR, EPHRATA, PA 17522-1243
Document Number	0006313631
Instrument Date	Jan 17, 2017
Instrument	6313631
Transaction Type	Transfer
Record Updated	Feb 6, 2017
Title Company	HOMESALE SETTLEMENT SERVICES, HOMESALE SETTLEMENT SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,050.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 TRUMAN DR EPHRATA PA 175221243, EPHRATA, PA 17522-1243

Mortgage

Document Number	6313632
Date	Jan 25, 2017
Instrument	6313632

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 38 Truman Dr was $4,410, up 2.8% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Ephrata Township
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,500 Land $45,300 Building $141,200	$186,500 Land $45,300 Building $141,200
2025	$4,410.00 (+2.82%)
2024	$4,289.00	$186,500 Land $45,300 Building $141,200
2018			$186,500 Land $45,300 Building $141,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Truman Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Truman Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Windstream DSL · Fiber in parts of the area	300 / 20
Upward Broadband Fixed Wireless	100 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Blue Ridge Cable Technologies, Verizon.

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