38 Trowbridge Rd, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 38 Trowbridge Rd, Keene, NH 03431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 960 sqft · built 1968
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Tax Bill	$6,063 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:525 L:36`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:525 L:36`
Alternative APNs	`525036000000000` `159010140000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,010 sqft
1st Floor Area	960 sqft
Basement Area	920 sqft
Unfinished Basement	920 sqft
Game Room	Game Room

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	525036000000000
Street Address	38 TROWBRIDGE RD
City	KEENE
State	NH
Zip	03431-5226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Lot Number	36
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	3
Census Block	3000
Census Tract	971402

Owner

Source: Cheshire County and Keene City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 TROWBRIDGE RD, KEENE, NH 03431-5226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Jan 11, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Aug 2, 2021	Quit Claim Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021
Deed Sale	Aug 2, 2021
Prior Sale	Oct 22, 2010 · Amount on Record
Deed Document Number	20212108333
Deed Book / Page	3174 / 1033
Prior Transfer Date	Jul 28, 2021
Prior Transfer Doc	0000000333
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	38 TROWBRIDGE RD, KEENE, NH 03431-5226
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03174-1035
Date	Aug 2, 2021
Book Page	3174/1035
Instrument	2108334

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	38 TROWBRIDGE RD, KEENE, NH 03431-5226
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03236-1012
Date	Jan 11, 2023
Book Page	3236/1012
Instrument	2300222

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KEENE CITY NH
Recording Date	Aug 2, 2021
Property Address	38 TROWBRIDGE RD, KEENE, NH 03431-5226
Document Number	3174-1033
Book / Page	3174 / 1033
Instrument Date	Jul 28, 2021
Instrument	2108333
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 TROWBRIDGE RD, KEENE, NH 03431-5226

Mortgage

Document Number	3174-1035
Date	Aug 2, 2021
Book Page	3174/1035
Instrument	2108334

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Cheshire County and Keene City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,063.00 (+3.93%)	$176,400 (-) Land $47,600 Building $128,800
2024	$5,834.00 (+5.44%)	$176,400 (+1.67%) Land $47,600 Building $128,800
2023	$5,533.00 (+2.77%)	$173,500 (-) Land $47,600 Building $125,900
2022	$5,384.00	$173,500 Land $47,600 Building $125,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (2000–2014)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2014 · rainfall accumulation
Claims by Event	Severe Storm And Flooding, May 2012 · 3 claims Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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