38 Trotters Loop, Beaufort, SC 29907 Property Records

Beaufort County property record for 38 Trotters Loop, Beaufort, SC 29907

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,784 sqft · built 2007
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Oct 2007)
Tax Bill	$1,289 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`R20000400002990000`

Property Details

APN / Parcel Number

Primary APN	`R20000400002990000`
Alternative APN	`11565774`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,784 sqft Living Area
1st Floor Area	1,784 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,689 sqft (0.98 acres)
Porch	Slab
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	38 TROTTERS LOOP
City	BEAUFORT
State	SC
Zip	29907-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6112
Legal Description	POR LOT 18 SEC 20 1N1W PB100 P109 ~03/16 0.02 AC DEED TO BFT COUNT R/W DB3402 PG
Legal Subdivision	LADYS ISLAND RURAL
Legal Lot Number	18
Jurisdiction	BEAUFORT SC
Township / Civil Division	ST. HELENA ISLAND
Census Block Group	1
Census Block	1046
Census Tract	901

Owner

Source: Beaufort County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 TROTTERS LOOP, BEAUFORT, SC 29907-1128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 21, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 1, 2018	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2007 · Amount on Record
Deed Sale	Oct 22, 2007 · Amount on Record
Prior Sale	Aug 22, 2007 · Amount on Record
Deed Document Number	200777826
Deed Book / Page	2640 / 1531
Prior Transfer Date	Jul 22, 2004
Prior Transfer Doc	0000051892
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	38 TROTTERS LOOP, BEAUFORT, SC 29907-1128
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 TROTTERS LOOP, BEAUFORT, SC 29907-1128

Mortgage

Document Number	0000035985
Date	Jul 28, 2023
Book Page	4262/2238
Instrument	2023035985

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Nov 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	38 TROTTERS LOOP, BEAUFORT, SC 29907-1128
Transaction Type	Mortgage
Record Updated	Nov 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 TROTTERS LOOP, BEAUFORT, SC 29907-1128

Mortgage

Document Number	0000058345
Date	Oct 21, 2022
Book Page	4192/136
Instrument	2022058345

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Nov 1, 2051

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BEAUFORT SC
Property Address	38 TROTTERS LOOP, BEAUFORT, SC 29907-1128
Document Number	0000060286
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 TROTTERS LOOP BEAUFORT SC 299071128, BEAUFORT, SC 29907-1128

Mortgage

Document Number	0000060286
Date	Nov 7, 2018
Book Page	003713/001756
Instrument	60286

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2048

Interest

Rate	3.37%

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,289.00	$8,590 (-37.88%)
2024	$1,289.00	$13,828 (-) Land $1,592 Building $12,236	$345,700 (-) Land $39,800 Building $305,900
2023	$1,289.00 (+6.44%)	$13,828 (+75.75%) Land $1,592 Building $12,236	$345,700 (+75.75%) Land $39,800 Building $305,900
2022	$1,211.00	$7,868 Land $1,096 Building $6,772	$196,700 Land $27,400 Building $169,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 559 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	559 in force
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	7 of 64
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims Hurricane Irma, Sep 2017 · 17 claims Hurricane Matthew, Oct 2016 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 78% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Sparklight Fiber	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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