38 Travers St, Somerset, MA 02726 Property Records

Bristol County and Somerset Town property record for 38 Travers St, Somerset, MA 02726

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,532 sqft · built 1969
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Apr 2018)
Tax Bill	$5,219 (2025)
Deeds & Mortgages	Nov 2020 Refinance Nov 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SOME M:0B8 L:0185`

Property Details

APN / Parcel Number

Primary APN	`SOME M:0B8 L:0185`
Alternative APN	`SSET M:0B8 L:0185`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
Gross Area	2,464 sqft
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	38 TRAVERS ST
City	SOMERSET
State	MA
Zip	02726-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	185
Jurisdiction	SOMERSET MA
Township / Civil Division	SOMERSET
Census Block Group	3
Census Block	3003
Census Tract	644200

Owner

38 Travers St is owned and occupied by an individual who bought it in April 2018.

Source: Bristol County and Somerset Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	38 TRAVERS ST, SOMERSET, MA 02726-1416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST MORTGAGE COMPANY
Nov 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST BANK
Apr 3, 2018	Quit Claim Deed, Transfer · FHA Mortgage ENVISION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2018 · Amount on File
Deed Sale	Apr 3, 2018 · Amount on File
Deed Book / Page	9477 / 263
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MA
Property Address	38 TRAVERS ST, SOMERSET, MA 02726-1416
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10328-164
Date	Nov 20, 2020
Book Page	10328/164
Instrument	21967

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MA
Property Address	38 TRAVERS ST, SOMERSET, MA 02726-1416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10317-16
Date	Nov 12, 2020
Book Page	10317/16
Instrument	21230

Lender

Name	BAYCOAST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Dec 1, 2025

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERSET MA
Recording Date	Apr 3, 2018
Property Address	38 TRAVERS ST, SOMERSET, MA 02726-1416
Document Number	9477-263
Book / Page	9477 / 263
Instrument	5026
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.83
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38 TRAVERS ST, SOMERSET, MA 02726-1416

Mortgage

Document Number	94770268
Date	Apr 3, 2018
Instrument	09477/0268

Lender

Name	ENVISION BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 38 Travers St was $5,219.

Source: Bristol County and Somerset Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
County Subdivision	Somerset Town
Secondary School District	Somerset-Berkley School District (09 - 12)
Elementary School District	Somerset School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,219.00	$392,400 Land $170,500 Building $221,900	$443,840 (+32.43%)
2024			$335,160
2023	$3,966.00	$312,800 Land $141,900 Building $170,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Travers St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	15 (1978–2010)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 5 claims Hurricane Gloria, Sep 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Travers St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERSET WATER DEPARTMENT serves 18,303 people · EPA ID MA4273000
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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