38 Tracy Dr, Manalapan (Englishtown), NJ 07726 Property Records

Monmouth County and Manalapan Township property record for 38 Tracy Dr, Manalapan, NJ 07726

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,244 sqft · built 1984
Lot Size	0.466 acres (20,299 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Aug 2015)
Tax Bill	$13,560 (2025)
Deeds & Mortgages	Apr 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-01601-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`28-01601-0000-00032`
Alternative APN	`280160100032`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,244 sqft Living Area
1st Floor Area	1,292 sqft
Upper Floors Area	936 sqft
Basement Area	1,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	20,299 sqft (0.466 acres)
Lot Dimensions	203 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Pool Area	495 sqft
Porch	Open Porch
Deck Area	555 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	38 TRACY DR
City	MANALAPAN
State	NJ
Zip	07726-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Subdivision	WYNCREST ESTATES SEC 02
Legal Block	1601
Legal Lot Number	32
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MANALAPAN
Census Block Group	2
Census Block	2000
Census Tract	810101

Owner

38 Tracy Dr is owned and occupied by two individuals who bought it in August 2015.

Source: Monmouth County and Manalapan Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 TRACY DR, MANALAPAN, NJ 07726-2839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2015 · Amount on File
Deed Sale	Aug 18, 2015 · Amount on File
Prior Sale	Sep 10, 2005 · Amount on File
Deed Document Number	201576058
Deed Book / Page	9127 / 4330
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	38 TRACY DR, MANALAPAN, NJ 07726-2839
Transaction Type	Mortgage
Record Updated	May 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094995294
Date	Apr 8, 2021
Book Page	9499/5294
Instrument	2021056922

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 38 Tracy Dr was $13,560, up 10.8% from the year before.

Source: Monmouth County and Manalapan Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Manalapan Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Manalapan-Englishtown Regional School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$815,300 (+1.19%) Land $335,600 Building $479,700	$815,300 (+1.19%) Land $335,600 Building $479,700
2025	$13,560.00 (+10.76%)	$805,700 Land $335,600 Building $470,100	$805,700 Land $335,600 Building $470,100
2024	$12,243.00
2023		$716,000 Land $326,600 Building $389,400	$716,000 Land $326,600 Building $389,400
2022	$11,359.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Tracy Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1979–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Tracy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GORDONS CORNER WATER CO private · serves 46,196 people · EPA ID NJ1326001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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