38 Tower St, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 38 Tower St, Worcester, MA 01606 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Triplex
Bedrooms	6 Beds
Bathrooms	3 Baths
Year Built	Built 1911
Square Footage	3,873 sqft Living Area
Lot Size	10,000 sqft (0.23 acres)
Garage	Basement
Occupancy	Owner Occupied
Tax Bill	$6,635.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`13-020-00020`
Alternative APN	`WORC M:13 B:020 L:00020`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Building Area	3,873 sqft Living Area
Gross Area	5,742 sqft Gross Area
1st Floor	1,277 sqft 1st Floor
Basement Area	1,389 sqft Basement
Unfinished Basement	1,389 sqft Unfinished
Stories	3 Stories

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Other Style
Exterior Material	Combination Exterior
Construction Type	Brick Construction
Roof Construction	Gambrel Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Basement Garage

Utilities and HVAC

Heating System	Steam Heating

Location & Zoning

Account Number	13-020-00020
Street Address	38 TOWER ST
City	WORCESTER
State	MA
Zip	01606-3527
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Triplex
Legal Block	20
Legal Lot Number	20
Jurisdiction	WORCESTER MA
Minor Civil Division	WORCESTER
Census Blockgroup	3
Census Block	3011
Census Tract	730500

Owner

Source: Worcester County and Worcester City records · APN 13-020-00020

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	38 TOWER ST, WORCESTER, MA 01606-3527
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	38 TOWER ST, WORCESTER, MA 01606-3527
Transaction Type	Mortgage
Record Updated	Aug 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069393-173
Date	Jul 17, 2023
Book Page	69393/173
Instrument	57134

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2043

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,635.00 (+11.98%)	$503,000 (+21.73%) Land $118,700 Building $384,300
2023	$5,925.00	$413,200 Land $103,200 Building $310,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.