38 Timberline Dr, Esko, MN 55733 Property Records

Carlton County property record for 38 Timberline Dr, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,791 sqft)
Owner	Individual Name on File
Tax Bill	$4,944 (2026)
Deeds & Mortgages	Oct 2017 Mortgage Jul 2015 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`78-420-0100`

Property Details

APN / Parcel Number

Primary APN	`78-420-0100`
Alternative APN	`28135`

Exterior

Lot Area	43,791 sqft (1 acres)

Location & Zoning

Account Number	28135
Street Address	38 TIMBERLINE DR
City	ESKO
State	MN
Zip	55733-9500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOCKET 271372 WOODCREST ADDITION
Legal Subdivision	WOODCREST ADDITION
Legal Block	4
Legal Lot Number	5
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2023
Census Tract	70300

Owner

38 Timberline Dr is owned and occupied by an individual.

Source: Carlton County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	38 TIMBERLINE DR, ESKO, MN 55733-9500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Jul 13, 2015	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 18, 2016	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 24, 2012	Deed of Trust, Mortgage · Line of Credit US BANK NA ND

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	38 TIMBERLINE DR, ESKO, MN 55733-9500
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000477135
Date	Oct 24, 2017
Instrument	A000477135

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Sep 1, 2037

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	38 TIMBERLINE DR, ESKO, MN 55733-9500
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000463486
Date	Jul 13, 2015
Instrument	A000463486

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jun 20, 2025

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	38 TIMBERLINE DR, ESKO, MN 55733-9500
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000467822
Date	Apr 18, 2016
Instrument	A000467822

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 22, 2046

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	38 TIMBERLINE DR, ESKO, MN 55733-9500
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000443234
Date	Apr 24, 2012
Instrument	A000443234

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 20, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 38 Timberline Dr was $4,944 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,944.00 Homeowner's exemption
2025		$453,400 (+2.49%) Land $76,000 Building $377,400	$453,400 (+2.49%) Land $76,000 Building $377,400
2024	$4,538.00 Homeowner's exemption	$442,400 (+9.45%) Land $76,000 Building $366,400	$442,400 (+9.45%) Land $76,000 Building $366,400
2023	$4,538.00 Homeowner's exemption	$404,200 (-) Land $72,900 Building $331,300	$404,200 (-) Land $72,900 Building $331,300
2022		$404,200 Land $72,900 Building $331,300	$404,200 Land $72,900 Building $331,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Timberline Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1985–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Timberline Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber · Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20

May also be available: Verizon.

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