38 Tilghman Dr, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 38 Tilghman Dr, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,948 sqft · built 1962
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$559,900 (Dec 2005)
Tax Bill	$19,709 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-02500-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`14-02500-0000-00008`
Alternative APNs	`1400592L00008` `140250000008`

Interior

Building Area	2,948 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Colonial
Lot Area	14,985 sqft (0.344 acres)

Location & Zoning

Old Parcel Number	1400592L00008
Street Address	38 TILGHMAN DR
City	WAYNE
State	NJ
Zip	07470-5319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OAK RDG SEC 5
Legal Block	2500
Legal Lot Number	8
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1011
Census Tract	246201

Owner

Source: Passaic County and Wayne Township records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 TILGHMAN DR, WAYNE, NJ 07470-5319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 11, 2021	Deed of Trust, Mortgage · Line of Credit UNITED STATES SENATE FCU
Jan 27, 2017	Deed of Trust, Mortgage UNITED STATES SENATE FCU
Feb 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2005 · Amount on Record
Deed Sale	Dec 6, 2005 · Amount on Record
Deed Book / Page	1131 / 1
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Recording Date	Jul 2, 2026
Property Address	38 TILGHMAN DR, WAYNE, NJ 07470-5319
Document Number	0000022587
Book / Page	20011 / 79
Instrument Date	Jun 27, 2026
Instrument	202622587
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 TILGHMAN DR, WAYNE, NJ 07470-5319

Mortgage

Document Number	0000022587,
Date	Jul 2, 2026
Book Page	20011/79
Instrument	202622587

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	38 TILGHMAN DR, WAYNE, NJ 07470-5319
Transaction Type	Mortgage
Record Updated	Nov 23, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051248
Date	Nov 1, 2022
Book Page	M18246/186
Instrument	2022051248

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	38 TILGHMAN DR, WAYNE, NJ 07470-5319
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010402
Date	Feb 11, 2021
Book Page	M16835/227
Instrument	2021010402

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jan 4, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	38 TILGHMAN DR, WAYNE, NJ 07470-5319
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005464
Date	Jan 27, 2017
Book Page	M14333/0261
Instrument	2017005464

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	77920

Agreement

Amount	Amount Recorded
Term	117 Months
Due	Oct 30, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	38 TILGHMAN DR, WAYNE, NJ 07470-5319
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	SERVICELINK EAST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007396
Date	Feb 7, 2017
Book Page	M14351/0269
Instrument	2017007396

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Nov 1, 2031

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,600 (-) Land $144,400 Building $184,200	$328,600 (-) Land $144,400 Building $184,200
2025	$19,709.00 (+0.88%)	$328,600 (-) Land $144,400 Building $184,200	$328,600 (-) Land $144,400 Building $184,200
2024	$19,538.00 (+5.16%)
2023		$328,600 Land $144,400 Building $184,200	$328,600 Land $144,400 Building $184,200
2022	$18,579.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1994–2010)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

Nearby Properties on Tilghman Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures