Warwick City property record for 38 Terrace Ave, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,972 sqft · built 1925 |
| Lot Size | 0.087 acres (3,798 sqft) |
| Owner | Company Name on File |
| Last Sale | $310,000 (Apr 2019) |
| Tax Bill | $6,243 (2025) |
| Deeds & Mortgages | Apr 2019 Sale & Mortgage Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 33602980000 |
| Primary APN | 33602980000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,972 sqft Living Area |
| Gross Area | 2,953 sqft |
| 1st Floor Area | 986 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,798 sqft (0.087 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 148753 |
|---|---|
| Street Address | 38 TERRACE AVE |
| City | WARWICK |
| State | RI |
| Zip | 02889-4016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A40 |
| Legal Block | 298 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 21501 |
Source: Warwick City assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 62 FORT AVE, CRANSTON, RI 02905-3610 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 30, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage SEACOAST MORTGAGE CORPORATION |
| Jan 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CENTREVILLE BANK |
| Jan 5, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 30, 2019 · Amount on Record |
| Deed Sale | Apr 30, 2019 · Amount on Record |
| Prior Sale | Jan 5, 2005 · Amount on Record |
| Deed Book / Page | 9257 / 109 |
| Last Transfer Date | Aug 20, 2024 |
| Transfer Doc | 010543-112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Apr 30, 2019 |
| Property Address | 38 TERRACE AVE, WARWICK, RI 02889-4016 |
| Document Number | 9257-109 |
| Book / Page | 9257 / 109 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 5370 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 TERRACE AVE, WARWICK, RI 02889-4016 |
| Document Number | 5371 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 5371 |
| Name | SEACOAST MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 38 TERRACE AVE, WARWICK, RI 02889-4016 |
| Document Number | 8991-28 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 38 TERRACE AVE WARWICK RI 028894016, WARWICK, RI 02889-4016 |
| Document Number | 8991-28 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 008991/000028 |
| Instrument | 1385 |
| Name | CENTREVILLE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 29, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jan 5, 2018 |
| Property Address | 38 TERRACE AVE, WARWICK, RI 02889-4016 |
| Document Number | 8976-120 |
| Book / Page | 008976 / 000120 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 147 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 TERRACE AVE WARWICK RI 028894016, WARWICK, RI 02889-4016 |
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,243.00 (+13.3%) | $491,600 (+26.6%) Land $169,300 Building $322,300 | |
| 2024 | $426,550 | ||
| 2023 | $5,510.00 (+6.12%) | $388,300 (+40.08%) Land $140,400 Building $247,900 | |
| 2022 | $5,192.00 | $277,200 Land $88,800 Building $188,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 99 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 99 in force |
| Nearby Flood Claims | 109 (1978–2023) |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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