38 Temple St, Arlington, MA 02476 Property Records

Middlesex County and Arlington Town property record for 38 Temple St, Arlington, MA 02476

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,527 sqft · built 1931
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,120,000 (Jun 2019)
Tax Bill	$13,852 (2025)
Deeds & Mortgages	Jun 2021 Refinance Mar 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`85703`

Property Details

APN / Parcel Number

Primary APN	`85703`
Alternative APN	`ARLI M:133.0 B:0006 L:0011.A`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,527 sqft Living Area
Gross Area	4,282 sqft
Basement Area	910 sqft
Unfinished Basement	910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1959
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,998 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	85703
Street Address	38 TEMPLE ST
City	ARLINGTON
State	MA
Zip	02476-6343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	6
Legal Lot Number	11.A
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	3
Census Block	3009
Census Tract	356704

Owner

Source: Middlesex County and Arlington Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 TEMPLE ST, ARLINGTON, MA 02476-6343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
Mar 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LENDERFI INC
Feb 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Jun 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 24, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2019 · Amount on Record
Deed Sale	Jun 10, 2019 · Amount on Record
Prior Sale	Dec 6, 1974 · Amount on Record
Deed Document Number	201978381
Deed Book / Page	72737 / 502
Transfer Doc	64986-448
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	38 TEMPLE ST, ARLINGTON, MA 02476-6343
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078059-352
Date	Jun 21, 2021
Book Page	78059/352
Instrument	139518

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2061

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	38 TEMPLE ST, ARLINGTON, MA 02476-6343
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77221-513
Date	Mar 15, 2021
Book Page	77221/513
Instrument	56782

Lender

Name	LENDERFI INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	38 TEMPLE ST, ARLINGTON, MA 02476-6343
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74184-370
Date	Feb 26, 2020
Book Page	74184/370
Instrument	28093

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARLINGTON MA
Recording Date	Jun 10, 2019
Property Address	38 TEMPLE ST, ARLINGTON, MA 02476-6343
Document Number	72737-502
Book / Page	072737 / 000502
Instrument Date	Jun 5, 2019
Instrument	78381
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$5,107.20
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 TEMPLE ST ARLINGTON MA 024766343, ARLINGTON, MA 02476-6343

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	38 TEMPLE ST, ARLINGTON, MA 02476-6343
Document Number	72615-172
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 TEMPLE ST ARLINGTON MA 024766343, ARLINGTON, MA 02476-6343

Mortgage

Document Number	72615-172
Date	May 17, 2019
Book Page	072615/000172
Instrument	64304

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,852.00 (+7%)	$1,286,200 (+5.21%) Land $660,000 Building $626,200	$1,444,380
2024	$12,946.00 (+3.27%)	$1,222,500 (+9.32%) Land $636,000 Building $586,500
2023	$12,536.00	$1,118,300 Land $582,000 Building $536,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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