Westchester County and Rye Town property record for 38 Talcott Rd, Rye Brook, NY 10573
| Property Type | Condominium Development |
|---|---|
| Details | 4 bd · 4.5 ba · 2,646 sqft · built 1986 |
| Lot Size | 0.176 acres (7,678 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $975,000 (Oct 2007) |
| Tax Bill | $39,235 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 554805 135.50-1-8 |
| Primary APN | 554805 135.50-1-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,646 sqft Total Area |
| 1st Floor Area | 1,796 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 7,678 sqft (0.176 acres) |
| Lot Dimensions | 106 ft deep x 28.5 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 768 sqft |
| Canopy | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00009194000 |
|---|---|
| Street Address | 38 TALCOTT RD |
| City | RYE BROOK |
| State | NY |
| Zip | 10573-1421 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium Development |
| Local Zoning Code | R-12 SFR |
| Legal Subdivision | SUBDIVISION PLAT TALCOTT WOODS |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 8302 |
38 Talcott Rd, a condominium development, is owned and occupied by two individuals who bought it in October 2007.
Source: Westchester County and Rye Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 TALCOTT RD, RYE BROOK, NY 10573-1421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Jul 30, 2018 | Grant Deed, Transfer JPMORGAN CHASE BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2007 · Amount on File |
| Deed Sale | Oct 17, 2007 · Amount on File |
| Deed Document Number | 2007472850778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 38 TALCOTT RD, RYE BROOK, NY 10573-1421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FREEDOM ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0603043019 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 603043019 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.12% |
| Index | 1-Year LIBOR |
| Max Rate | 7.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 38 TALCOTT RD, RYE BROOK, NY 10573-1421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FREEDOM ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0603043020 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 603043020 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.12% |
| Index | 1-Year LIBOR |
| Max Rate | 7.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jul 30, 2018 |
| Property Address | 38 TALCOTT RD, RYE BROOK, NY 10573-1421 |
| Document Number | 0582013127 |
| Book / Page | 058201 / 003127 |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,744.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 52 TALCOTT RD RYE BROOK NY 105731421, RYE BROOK, NY 10573-1421 |
| Document Number | 582113497 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 058211/003497 |
| Name | JPMORGAN CHASE BK NA |
|---|---|
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 29, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
The 2026 property tax bill for 38 Talcott Rd was $39,235, down 25.4% from the year before.
Source: Westchester County and Rye Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Rye Town |
| Municipality | Rye Brook Village |
| Unified School District | Blind Brook-Rye Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,235.00 (-25.42%) | ||
| 2025 | $52,608.00 | $1,399,800 (+2%) Land $457,200 Building $942,600 | $1,399,800 (+2%) Land $457,200 Building $942,600 |
| 2024 | $1,372,400 (-) Land $457,200 Building $915,200 | $1,372,400 (-) Land $457,200 Building $915,200 | |
| 2023 | $1,372,400 Land $435,400 Building $937,000 | $1,372,400 Land $435,400 Building $937,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Talcott Rd in Zone X, an area of minimal flood risk, though there have been 71 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 individual policies |
| Nearby Flood Policies | 178 units insured incl. 135 condo units |
| Nearby Flood Claims | 71 (1978–2021) |
| Claims Outside the SFHA | 15 of 71 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Talcott Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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