McNairy County property record for 38 Talbot St, Finger, TN 38334
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,072 sqft · built 1919 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $22,000 (Apr 2021) |
| Tax Bill | $135 (2025) |
| Deeds & Mortgages | Apr 2021 Sale Apr 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055012N A 01500 |
| Primary APN | 055012N A 01500 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,072 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1919 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 38 TALBOT ST |
|---|---|
| City | FINGER |
| State | TN |
| Zip | 38334-2450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 1 |
| Jurisdiction | MCNAIRY TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 930200 |
38 Talbot St is owned and occupied by an individual who bought it in April 2021.
Source: McNairy County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 38 TALBOT ST, FINGER, TN 38334-2450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2021 | Warranty Deed, Transfer |
| Apr 1, 2021 | Warranty Deed, Transfer |
| Apr 1, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Apr 1, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2021 · Amount on File |
| Deed Sale | Apr 1, 2021 · Amount on File |
| Prior Sale | Apr 1, 2021 |
| Deed Document Number | 120557 |
| Deed Book / Page | 5 / 2767 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Recording Date | Apr 1, 2021 |
| Property Address | 38 TALBOT ST, FINGER, TN 38334-2450 |
| Document Number | 0000052767 |
| Book / Page | 5 / 2767 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 120557 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $81.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 745 CALEDONIA ST, YOUNGSTOWN, OH 44502-2101 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Recording Date | Apr 1, 2021 |
| Property Address | 38 TALBOT ST, FINGER, TN 38334-2450 |
| Document Number | 0000052767 |
| Book / Page | 5 / 2767 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 120557 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $81.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 745 CALEDONIA ST, YOUNGSTOWN, OH 44502-2101 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Recording Date | Apr 1, 2021 |
| Property Address | 38 TALBOT ST, FINGER, TN 38334-2450 |
| Document Number | 0000052755 |
| Book / Page | 5 / 2755 |
| Instrument Date | Mar 3, 2021 |
| Instrument | 120553 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 317 MADISON AVE E, GRAND JUNCTION, TN 38039-4411 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Recording Date | Apr 1, 2021 |
| Property Address | 38 TALBOT ST, FINGER, TN 38334-2450 |
| Document Number | 0000052755 |
| Book / Page | 5 / 2755 |
| Instrument Date | Mar 3, 2021 |
| Instrument | 120553 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 317 MADISON AVE E, GRAND JUNCTION, TN 38039-4411 |
The 2025 property tax bill for 38 Talbot St was $135.
Source: McNairy County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | McNairy County |
| Municipality | Finger City |
| Unified School District | McNairy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $135.00 | $8,575 Land $625 Building $7,950 | |
| 2023 | $8,575 Land $625 Building $7,950 | ||
| 2022 | $135.00 | $34,300 Land $2,500 Building $31,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38 Talbot St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 2, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38 Talbot St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SELMER WATER SYSTEM serves 20,648 people · EPA ID TN0000615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Aeneas Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
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