38 Table Bluff Dr, Fredericksburg, VA 22406 Property Records

Stafford County property record for 38 Table Bluff Dr, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,476 sqft · built 2016
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on Record
Last Sale	$315,232 (Feb 2016)
Tax Bill	$4,083 (2025)
Deeds & Mortgages	Nov 2022 Refinance Mar 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44CC-3B2-381`

Property Details

APN / Parcel Number

Primary APN	`44CC-3B2-381`
Alternative APN	`51633`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
Basement Area	1,476 sqft
Finished Basement	930 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,489 sqft (0.126 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	51633
Street Address	38 TABLE BLUFF DR
City	FREDERICKSBURG
State	VA
Zip	22406-5458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RBC- REC BUSINESS
Legal Description	LOT 381 SEC 3B-2 5487 SF CELEBRATE VIRGINIA NORTH
Legal Subdivision	CELEBRATE VIRGINIA NORTH SEC 3
Legal Lot Number	381
Jurisdiction	STAFFORD VA
Township / Civil Division	GEORGE WASHINGTON
Census Block Group	2
Census Block	2038
Census Tract	10307

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 TABLE BLUFF DR, FREDERICKSBURG, VA 22406-5458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Mar 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
May 17, 2019	Deed of Trust, Mortgage · Line of Credit FAIRFAX COUNTY FEDERAL CREDIT UNION
Feb 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2016 · Amount on Record
Deed Sale	Feb 29, 2016 · Amount on Record
Prior Sale	Feb 29, 2016 · Amount on Record
Deed Document Number	160003138
Last Transfer Date	Feb 4, 2020
Transfer Doc	200002500
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	38 TABLE BLUFF DR, FREDERICKSBURG, VA 22406-5458
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220021347
Date	Nov 7, 2022
Instrument	220021347

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.5%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	38 TABLE BLUFF DR, FREDERICKSBURG, VA 22406-5458
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220006534
Date	Mar 24, 2022
Instrument	220006534

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.75%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	38 TABLE BLUFF DR, FREDERICKSBURG, VA 22406-5458
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	CHAMPION TITLE & STLMNTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190007580
Date	May 17, 2019
Instrument	190007580

Lender

Name	FAIRFAX COUNTY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2049

Interest

Rate Type	Adjustable Rate

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STAFFORD VA
Recording Date	Feb 4, 2020
Property Address	38 TABLE BLUFF DR, FREDERICKSBURG, VA 22406-5458
Document Number	200002500
Instrument Date	Jan 24, 2020
Instrument	2500
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 TABLE BLUFF DR FREDERICKSBURG VA 224065458, FREDERICKSBURG, VA 22406-5458

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,083.00 (+4.03%)	$435,900 (+4.94%) Land $105,000 Building $330,900	$435,900 (+4.94%) Land $105,000 Building $330,900
2023	$3,925.00 (+25.08%)	$415,400 Land $95,000 Building $320,400	$415,400 Land $95,000 Building $320,400
2021	$3,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 100

May also be available: Xfinity.

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