38 Sylvan Dr, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 38 Sylvan Dr, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,786 sqft · built 2012
Lot Size	0.625 acres (27,225 sqft)
Owner	Individual Name on File
Last Sale	$745,000 (Feb 2021)
Tax Bill	$18,582 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-4 0035-6`

Property Details

APN / Parcel Number

Primary APN	`R-4 0035-6`
Alternative APNs	`STOW M:000R-4 P:035-6` `M:000R=4 P:035 =6`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,786 sqft Living Area
Gross Area	4,840 sqft
1st Floor Area	1,444 sqft
Basement Area	1,444 sqft
Unfinished Basement	1,444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,225 sqft (0.625 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-4 0035-6
Street Address	38 SYLVAN DR
City	STOW
State	MA
Zip	01775-1084
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	3
Census Block	3011
Census Tract	323102

Owner

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	38 SYLVAN DR, STOW, MA 01775-1084
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Feb 5, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 5, 2021 · Amount on Record
Deed Sale	Feb 5, 2021 · Amount on Record
Prior Sale	Jan 2, 2015
Deed Book / Page	76894 / 361
Transfer Doc	64751-430
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	38 SYLVAN DR, STOW, MA 01775-1084
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73683-357
Date	Nov 20, 2019
Book Page	73683/357
Instrument	182203

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Dec 1, 2026

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Feb 5, 2021
Property Address	38 SYLVAN DR, STOW, MA 01775-1084
Document Number	76894-361
Book / Page	76894 / 361
Instrument Date	Dec 22, 2020
Instrument	27129
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 SYLVAN DR, STOW, MA 01775-1084

Mortgage

Document Number	27130
Date	Feb 5, 2021
Instrument	27130

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,582.00 (+8.41%)	$1,066,700 (+5.6%) Land $352,900 Building $713,800	$1,001,300
2024	$17,141.00 (+7.97%)	$1,010,100 (+15.35%) Land $338,000 Building $672,100
2023	$15,876.00	$875,700 Land $267,200 Building $608,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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