38 Swift, Lake Forest, CA 92630 Property Records

Orange County property record for 38 Swift, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,044 sqft · built 2016
Lot Size	0.118 acres (5,144 sqft)
Owner	Individual Name on File
Last Sale	$1,460,000 (Dec 2020)
Tax Bill	$16,577 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`610-541-34`

Property Details

APN / Parcel Number

Primary APN	`610-541-34`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Building Area	3,044 sqft Living Area

Exterior

Year Built	Built 2016
Lot Area	5,144 sqft (0.118 acres)
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	38 SWIFT
City	LAKE FOREST
State	CA
Zip	92630-1444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17536 BLK LOT 52
Legal Tract	17536
Legal Lot Number	52
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5029
Census Tract	52422

Owner

38 Swift is owned and occupied by an individual who acquired it in November 2025.

Source: Orange County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	38 SWIFT, LAKE FOREST, CA 92630-1444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Intrafamily Transfer, Transfer · Line of Credit WESCOM CENTRAL CU
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Dec 1, 2020	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 24, 2017	Deed of Trust, Mortgage · Line of Credit ORANGE CNTYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Prior Sale	Dec 1, 2020 · Amount on File
Deed Document Number	0000701870
Last Transfer Date	Nov 20, 2025
Transfer Doc	0000325000
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Nov 20, 2025
Property Address	38 SWIFT, LAKE FOREST, CA 92630-1444
Document Number	0000325000
Map Reference	MB 941 PG 43-46
Instrument Date	Nov 7, 2025
Instrument	2025000325000
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	38 SWIFT, LAKE FOREST, CA 92630-1444

Mortgage

Document Number	0000325001
Date	Nov 20, 2025
Instrument	2025000325001

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	38 SWIFT, LAKE FOREST, CA 92630-1444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SWIFT, LAKE FOREST, CA 92630-1444

Mortgage

Document Number	0000499245
Date	Sep 16, 2020
Instrument	2020000499245

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 1, 2020
Property Address	38 SWIFT, LAKE FOREST, CA 92630-1444
Document Number	0000701870
Map Reference	MB 941 PG 43-46
Instrument Date	Nov 5, 2020
Instrument	2020000701870
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38 SWIFT, LAKE FOREST, CA 92630-1444

Mortgage

Document Number	0000701871
Date	Dec 1, 2020
Instrument	2020000701871

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	38 SWIFT, LAKE FOREST, CA 92630-1444
Document Number	0000220188
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 7, 2017
Title Company	CHICAGO TITLE-INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	216 SUNFLOWER LAKE FOREST CA 926308453, LAKE FOREST, CA 92630-8453

Mortgage

Document Number	0000220188
Date	May 31, 2017
Instrument	220188

Lender

Name	ORANGE CNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 30, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 38 Swift was $16,577 with a homeowner's exemption.

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,577.00 Homeowner's exemption	$1,580,350 Land $815,872 Building $764,478
2023	$15,891.00 (+1.82%) Homeowner's exemption	$1,518,984 Land $784,190 Building $734,794
2022	$15,607.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 38 Swift in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Swift is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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