38 Sutton St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 38 Sutton St, Peabody, MA 01960

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,708 sqft · built 1931
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$640,000 (Nov 2024)
Tax Bill$5,069 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Nov 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNPEAB M:0104 B:0143

Property Details

APN / Parcel Number

Primary APNPEAB M:0104 B:0143
Alternative APN
  • 13121

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,708 sqft Living Area
1st Floor Area2,013 sqft
Basement Area128 sqft
Unfinished Basement128 sqft

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 2011
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number13121
Street Address38 SUTTON ST
CityPEABODY
StateMA
Zip01960-6069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal SubdivisionSUTTON VILLA
Legal Block143
JurisdictionPEABODY MA
Township / Civil DivisionPEABODY
Census Block Group4
Census Block4011
Census Tract210700

Owner

Source: Essex County and Peabody City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38 SUTTON ST, PEABODY, MA 01960-6069
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Nov 9, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Oct 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2024 · Amount on Record
Deed SaleNov 21, 2024 · Amount on Record
Prior SaleJun 30, 2015 · Amount on Record
Deed Book / Page42445 / 5
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEABODY MA
Property Address38 SUTTON ST, PEABODY, MA 01960-6069
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041025-549
DateJun 27, 2022
Book Page41025/549
Instrument20220627000180
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJul 1, 2047
Interest
Rate TypeAdjustable Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEABODY MA
Property Address38 SUTTON ST, PEABODY, MA 01960-6069
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39158-236
DateNov 9, 2020
Book Page39158/236
Instrument20201109003170
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEABODY MA
Property Address38 SUTTON ST, PEABODY, MA 01960-6069
Document Number36247-263
Book / Page036247 / 000263
Instrument DateOct 6, 2017
Transaction TypeMortgage
Record UpdatedOct 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36247-263
DateOct 12, 2017
Book Page036247/000263
Instrument1710120339
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 11, 2047

Tax Assessment & Valuation

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityPeabody City
Unified School DistrictPeabody School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,069.00 (+5.76%)$547,400 (+4.15%) Land $209,000 Building $338,400$604,485
2024$4,793.00 (+7.03%)$525,600 (+11.73%) Land $209,000 Building $316,600
2023$4,478.00$470,400 Land $181,800 Building $288,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPEABODY WATER DEPT.
serves 54,481 people · EPA ID MA3229000
Water SourceSurface water
Last State InspectionMay 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20

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