Norfolk County and Bellingham Town property record for 38 Susan Ln, Bellingham, MA 02019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,903 sqft · built 1973 |
| Lot Size | 0.931 acres (40,567 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $149,000 (Jan 1989) |
| Tax Bill | $6,101 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BELL M:0071 B:0067 L:0000 |
| Primary APN | BELL M:0071 B:0067 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,903 sqft Living Area |
| Gross Area | 4,265 sqft |
| Basement Area | 1,903 sqft |
| Unfinished Basement | 1,903 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,567 sqft (0.931 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Electric |
|---|
| Street Address | 38 SUSAN LN |
|---|---|
| City | BELLINGHAM |
| State | MA |
| Zip | 02019-1845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CENTRE PARK ESTATES |
| Legal Block | 67 |
| Jurisdiction | BELLINGHAM MA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 443104 |
Source: Norfolk County and Bellingham Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 SUSAN LN, BELLINGHAM, MA 02019-1845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 1989 · Amount on Record |
| Deed Sale | Jan 27, 1989 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELLINGHAM MA |
| Property Address | 38 SUSAN LN, BELLINGHAM, MA 02019-1845 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040874-277 |
|---|---|
| Date | Oct 19, 2022 |
| Book Page | 40874/277 |
| Instrument | 90225 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELLINGHAM MA |
| Property Address | 38 SUSAN LN, BELLINGHAM, MA 02019-1845 |
| Document Number | 36321-65 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 SUSAN LN BELLINGHAM MA 020191845, BELLINGHAM, MA 02019-1845 |
| Document Number | 36321-65 |
|---|---|
| Date | Sep 26, 2018 |
| Book Page | 036321/000065 |
| Instrument | 85968 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2048 |
Source: Norfolk County and Bellingham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Bellingham Town |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,101.00 (+3.48%) | $492,400 (+4.9%) Land $188,400 Building $299,100 | $571,710 (-) |
| 2025 | $5,896.00 (+4.17%) | $469,400 (+6.66%) Land $171,200 Building $298,200 | $571,710 (+1.76%) |
| 2024 | $5,660.00 (+3.74%) | $440,100 (+5.26%) Land $156,300 Building $283,800 | $561,830 |
| 2023 | $5,456.00 | $418,100 Land $148,900 Building $269,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELLINGHAM DPW WATER SEWER DIVISION serves 16,556 people · EPA ID MA2025000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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