38 Sun Ln, Mount Vernon, TX 75457 Property Records

Franklin County property record for 38 Sun Ln, Mount Vernon, TX 75457

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,558 sqft · built 2007
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Trust Names on Record
Last Sale	$290,600 (Apr 2016)
Tax Bill	$3,789 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
APN	`02370-00000-00318-000000`

Property Details

APN / Parcel Number

Primary APN	`02370-00000-00318-000000`
Alternative APN	`6742`

Interior

Full Baths	1 Bath
Building Area	1,558 sqft Total Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	55,321 sqft (1.27 acres)
Lot Width	45 ft Width
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Porch	Porch
Porch Area	1,262 sqft
Patio Area	482 sqft

Location & Zoning

Account Number	6742
Street Address	38 SUN LN
City	MOUNT VERNON
State	TX
Zip	75457-8256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 84 D COOTS LT 318-320 SNUG HARBOR LEASEHOLD STRUCTURAL ELEVATION ; 385.767
Legal Subdivision	SNUG HARBOR
Legal Lot Number	318-320
Jurisdiction	FRANKLIN TX
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3047
Census Tract	950101

Owner

Source: Franklin County records, as of March 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	38 SUN LN, MOUNT VERNON, TX 75457-8256
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2016 · Amount on Record
Deed Sale	Apr 14, 2016 · Amount on Record
Prior Sale	May 31, 2011 · Amount on Record
Deed Document Number	2016144936
Deed Book / Page	322 / 203
Transfer Doc	000221/549
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TX
Property Address	38 SUN LN, MOUNT VERNON, TX 75457-8256
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000421/11
Date	Dec 3, 2021
Book Page	421/11
Instrument	163543

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Franklin County
Unified School District	Mount Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,789.00 (-32.64%) Homeowner's exemption	$564,565 (+21%) Land $91,650 Building $587,780	$679,430 (+45.62%) Land $91,650 Building $587,780
2023		$466,585 (-6.39%) Land $59,635 Building $406,950	$466,585 (-6.39%) Land $59,635 Building $406,950
2022		$498,440 Land $91,490 Building $406,950	$498,440 Land $91,490 Building $406,950
2021	$5,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · Severe Winter Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CYPRESS SPRINGS SUD N PLANT 1 & NE PLANT serves 13,698 people · EPA ID TX0800003
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber · Fixed Wireless in parts of the area	1,000 / 1,000

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

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