38 Sumner Brown Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 38 Sumner Brown Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 1,556 sqft · built 2010
Lot Size	2.4 acres (104,544 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Sep 2005)
Tax Bill	$5,961 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8732-18`

Property Details

APN / Parcel Number

Primary APN	`8732-18`
Alternative APN	`CUMB M:047 B:0087 L:000`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,556 sqft Living Area
Gross Area	5,152 sqft
1st Floor Area	1,556 sqft
Basement Area	1,556 sqft
Unfinished Basement	1,556 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	104,544 sqft (2.4 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8732-18
Street Address	38 SUMNER BROWN RD
City	CUMBERLAND
State	RI
Zip	02864-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	30
Legal Block	87
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1003
Census Tract	11402

Owner

38 Sumner Brown Rd is owned and occupied by an individual who bought it in September 2005.

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	38 SUMNER BROWN RD, CUMBERLAND, RI 02864-1215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Apr 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2005 · Amount on File
Deed Sale	Sep 20, 2005 · Amount on File
Deed Book / Page	1292 / 364
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	38 SUMNER BROWN RD, CUMBERLAND, RI 02864-1215
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002009-16
Date	Aug 26, 2025
Book Page	2009/16
Instrument	150771

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2045

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	38 SUMNER BROWN RD, CUMBERLAND, RI 02864-1215
Document Number	1739-335
Book / Page	001739 / 000335
Instrument Date	Apr 8, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1739-335
Date	Apr 13, 2017
Book Page	001739/000335

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 38 Sumner Brown Rd was $5,961, down 1.1% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,961.00 (-1.13%)	$595,500 (+21.18%) Land $248,000 Building $347,500	$615,386
2025	$6,029.00	$491,400 Land $184,500 Building $306,900
2023	$5,710.00 (+0.14%)	$491,400 (+29.18%) Land $184,500 Building $306,900
2022	$5,702.00	$380,400 Land $143,000 Building $237,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Sumner Brown Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Sumner Brown Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 77% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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